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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Excellent App and savings in accounts

The app is excellent, you can easy find everything we need, and very clear and user friendly. The savers account has 7.5% aer for first year which is much more than others even after a year the aer 4.05% is still higher than most. Zopa current bank account also offers cash back for your bills and 2% aer, so nice savings. Reviewed on: 17th January 2025

Zopa have been excellent with their customer service.

Zopa have been excellent with their customer service. I find the app user friendly and not full of clutter. All queries that I have raised have been dealt with positively. Reviewed on: 17th January 2025

Easy To open account on line.

Easy To open account on line. Great savings interest rates. App works great Reviewed on: 17th January 2025

It was so easy to set up my account with Zopa.

It was so easy to set up my account with Zopa. My ISA transfer was smooth and the offer of a regular saver at an exceptional rate was very much appreciated. Reviewed on: 17th January 2025

They have a high interest rate that let my saving gr...

They have a high interest rate that let my saving grows effortlessly Reviewed on: 17th January 2025

Can’t really say anymore other than I’m delighted wi...

Can’t really say anymore other than I’m delighted with everything Reviewed on: 17th January 2025

Simple but great.

Simple and effective way of doing things with a great online app that never causes any problems. Reviewed on: 17th January 2025

Outstanding

Very good interest rates. Excellent customer support. App very to use/navigate. No long waits when calling the Bank Recommended Zopa to friends and family. No negative comments Reviewed on: 17th January 2025

Compatible interest rate and clear information.

Compatible interest rate and clear information. Reviewed on: 17th January 2025

Good all round

Zopa have very good interest rates and access to accounts is simple but secure. Reviewed on: 17th January 2025

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