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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Can’t really say anymore other than I’m delighted wi...

Can’t really say anymore other than I’m delighted with everything Reviewed on: 17th January 2025

Simple but great.

Simple and effective way of doing things with a great online app that never causes any problems. Reviewed on: 17th January 2025

Outstanding

Very good interest rates. Excellent customer support. App very to use/navigate. No long waits when calling the Bank Recommended Zopa to friends and family. No negative comments Reviewed on: 17th January 2025

Compatible interest rate and clear information.

Compatible interest rate and clear information. Reviewed on: 17th January 2025

Good all round

Zopa have very good interest rates and access to accounts is simple but secure. Reviewed on: 17th January 2025

Very happy with zopa.

Very happy with zopa. Good app and great savings rates Reviewed on: 17th January 2025

Great products

I love my Zopa saving accounts. They are easy to use with money transferred in and out almost immediately after you have made the transfer. Interest rates are good too. There are no drawbacks to these accounts. I haven’t had to use customer service so can’t comment on its quality. I would definitely recommend Zopa to other people. Reviewed on: 17th January 2025

Outstanding!

Outstanding! Very easy to use, clear and transparent communication. Reviewed on: 17th January 2025

Zopa is incredibly easy to use via the mobile app.

Zopa is incredibly easy to use via the mobile app. I can monitor and manage my accounts any time. The app is very clear and quick, and the saving rate on the fixed term is very competitive. I expect great value for my investment. Reviewed on: 17th January 2025

Very easy to open and maintain my accounts

Very easy to open and maintain my accounts and I am getting competitive rates. Reviewed on: 17th January 2025

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