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Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

I have got various saving pots with Zopa and just ch...

5
I have got various saving pots with Zopa and just changed my main banking to them. I have recommended them to family and friends and the have followed my advice and are very happy with the products and the ease of using the app Reviewed on: 17th January 2025
machin c's avatar
machin c

Good rates over a wide range of products easy to spr...

5
Good rates over a wide range of products easy to spread savings to different targets. Great product. Reviewed on: 17th January 2025
Maureen Byrne's avatar
Maureen Byrne

Easy to navigate online banking and rates are excellent

4
Easy to navigate online banking and rates are excellent Reviewed on: 17th January 2025
Tony Y's avatar
Tony Y

Straightforward set up

5
Easy and understandable for set up, info easy to understand and kept informed at all stages. Reviewed on: 17th January 2025
Paul's avatar
Paul

Fantastic easy savings

5
Online account easy to use and great interest rates Reviewed on: 17th January 2025
Jacqui ayee's avatar
Jacqui ayee

Zopa has a very easy app to get things done.

5
Zopa has a very easy app to get things done. customer service very helpful. Reviewed on: 17th January 2025
Steven Nathu's avatar
Steven Nathu

Excellent Service

5
The schemes on offer are excellent. The site is easy to use and setting up my account was so easy and straightforward. I have used Zopa for a number of years and find that they provide an excellent service. Reviewed on: 17th January 2025
Ms Malice's avatar
Ms Malice

At the top with Zopa

5
Very user friendly with great rates Reviewed on: 17th January 2025
Nigel P's avatar
Nigel P

Beat the high street banks

4
The gross savings interest rate is far better than the High Street banks and paid monthly rather than annually would recommend them to anyone Reviewed on: 17th January 2025
Stephen N's avatar
Stephen N

Nice app offering secure access.

5
Nice app offering secure access. Full information and good range of products Reviewed on: 17th January 2025
Peter Campbell's avatar
Peter Campbell

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