Write a review

Newsletter

Go to business site

Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

View other Zopa products

4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

Read all reviews Write a review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Fixed term savings account reviews (1795)

Very happy with zopa.

Very happy with zopa. Good app and great savings rates Reviewed on: 17th January 2025

Great products

I love my Zopa saving accounts. They are easy to use with money transferred in and out almost immediately after you have made the transfer. Interest rates are good too. There are no drawbacks to these accounts. I haven’t had to use customer service so can’t comment on its quality. I would definitely recommend Zopa to other people. Reviewed on: 17th January 2025

Outstanding!

Outstanding! Very easy to use, clear and transparent communication. Reviewed on: 17th January 2025

Zopa is incredibly easy to use via the mobile app.

Zopa is incredibly easy to use via the mobile app. I can monitor and manage my accounts any time. The app is very clear and quick, and the saving rate on the fixed term is very competitive. I expect great value for my investment. Reviewed on: 17th January 2025

Very easy to open and maintain my accounts

Very easy to open and maintain my accounts and I am getting competitive rates. Reviewed on: 17th January 2025

I have got various saving pots with Zopa and just ch...

I have got various saving pots with Zopa and just changed my main banking to them. I have recommended them to family and friends and the have followed my advice and are very happy with the products and the ease of using the app Reviewed on: 17th January 2025

Good rates over a wide range of products easy to spr...

Good rates over a wide range of products easy to spread savings to different targets. Great product. Reviewed on: 17th January 2025

Easy to navigate online banking and rates are excellent

Easy to navigate online banking and rates are excellent Reviewed on: 17th January 2025

Straightforward set up

Easy and understandable for set up, info easy to understand and kept informed at all stages. Reviewed on: 17th January 2025

Fantastic easy savings

Online account easy to use and great interest rates Reviewed on: 17th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Newbury Building Society 4.90 from 8747 reviews
Savings
from Monument 4.85 from 1705 reviews
Savings
from Thistle Credit Union 4.78 from 134 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub