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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1794 reviews)

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4.92

Based on 1,794 reviews, last reviewed 18th Apr 2026

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Use zopa for my current account and regular savings... Use zopa for my current account and regular savings account. The function to set up multiple fix term savings pots with different durations and reflec... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1794)

Great products

I love my Zopa saving accounts. They are easy to use with money transferred in and out almost immediately after you have made the transfer. Interest rates are good too. There are no drawbacks to these accounts. I haven’t had to use customer service so can’t comment on its quality. I would definitely recommend Zopa to other people. Reviewed on: 17th January 2025

Outstanding!

Outstanding! Very easy to use, clear and transparent communication. Reviewed on: 17th January 2025

Zopa is incredibly easy to use via the mobile app.

Zopa is incredibly easy to use via the mobile app. I can monitor and manage my accounts any time. The app is very clear and quick, and the saving rate on the fixed term is very competitive. I expect great value for my investment. Reviewed on: 17th January 2025

Very easy to open and maintain my accounts

Very easy to open and maintain my accounts and I am getting competitive rates. Reviewed on: 17th January 2025

I have got various saving pots with Zopa and just ch...

I have got various saving pots with Zopa and just changed my main banking to them. I have recommended them to family and friends and the have followed my advice and are very happy with the products and the ease of using the app Reviewed on: 17th January 2025

Good rates over a wide range of products easy to spr...

Good rates over a wide range of products easy to spread savings to different targets. Great product. Reviewed on: 17th January 2025

Easy to navigate online banking and rates are excellent

Easy to navigate online banking and rates are excellent Reviewed on: 17th January 2025

Straightforward set up

Easy and understandable for set up, info easy to understand and kept informed at all stages. Reviewed on: 17th January 2025

Fantastic easy savings

Online account easy to use and great interest rates Reviewed on: 17th January 2025

Zopa has a very easy app to get things done.

Zopa has a very easy app to get things done. customer service very helpful. Reviewed on: 17th January 2025

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