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Zopa: Fixed term savings account reviews

4.92
Based on 1,794 reviews, last reviewed 18th Apr 2026
600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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7%
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Latest highest rating:

4

Use zopa for my current account and regular savings... Use zopa for my current account and regular savings account. The function to set up multiple fix term savings pots with different durations and reflec... Read more Reviewed on: 18th April 2026
Alex's avatar
Alex

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1794)

Excellent Service

5
The schemes on offer are excellent. The site is easy to use and setting up my account was so easy and straightforward. I have used Zopa for a number of years and find that they provide an excellent service. Reviewed on: 17th January 2025

At the top with Zopa

5
Very user friendly with great rates Reviewed on: 17th January 2025

Beat the high street banks

4
The gross savings interest rate is far better than the High Street banks and paid monthly rather than annually would recommend them to anyone Reviewed on: 17th January 2025

Nice app offering secure access.

5
Nice app offering secure access. Full information and good range of products Reviewed on: 17th January 2025

Zopa Savings

5
I have been very happy with Zopa, no complaints whatsoever. Reviewed on: 17th January 2025

User Friemdly Service

5
App easy to use and excellent rates on savings Reviewed on: 17th January 2025

Amazing company and really helpful

5
Amazing company and really helpful Reviewed on: 17th January 2025

I’ve been saving with Zopa for a couple of years now...

5
I’ve been saving with Zopa for a couple of years now really like it. The app is super user friendly and easy to use! Reviewed on: 17th January 2025

A great money app.

5
Easy to use app. Good rates of interest. Quick movement of money in and out. Good easy intergration with your primary current account. Quick responses from customer service. Reviewed on: 17th January 2025

Zopa are paying a fair fixed term rate of interest.

5
Zopa are paying a fair fixed term rate of interest. Reviewed on: 17th January 2025

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