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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

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Zopa Fixed term savings account reviews (1795)

Zopa are paying a fair fixed term rate of interest.

5
Zopa are paying a fair fixed term rate of interest. Reviewed on: 17th January 2025

A 5 star service from Zopa

5
I have been a Zopa customer for years and never had a single problem, very professional people and great interests' rates. Reviewed on: 17th January 2025

Excellent

5
Excellent saving rates easy to communicate, very easy app to navigate. Lots of different ways to save. Reviewed on: 17th January 2025

Does what it says on the tin!!

5
Great personal service app very intuitive and easy to use great products Reviewed on: 17th January 2025

Great savings company

5
Super easy to use app on my iPhone Reviewed on: 17th January 2025

Great app to use professional banking services

5
Great app to use .friendly staff and good rates. Well done Reviewed on: 17th January 2025

Leading Brand

5
Since I've been with Zopa, they've always had a good 'lead' on other financial companies and the customer's services has remained excellent throughout that time. Reviewed on: 17th January 2025

Fantastic interest rates!

5
Fantastic rates which are greater than high street banks! Easy to use ap which is very easy to navigate through! Reviewed on: 17th January 2025

I have a credit card with zopa I also have a savings...

5
I have a credit card with zopa I also have a savings account the interest rate savings on it is brilliant Reviewed on: 17th January 2025

Great service and interest rates

5
I was looking for a good rate for savings and somewhere that was easily accessible and having previously had business with Zopa I didn’t hesitate to go with them. Excellent rates too. Reviewed on: 17th January 2025

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