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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Highly recommended

Excellent interest on my saving first class customer service Reviewed on: 17th January 2025

Easypeasy

Very easy to use and keeps you up to date with your savings easily Reviewed on: 17th January 2025

Iidea triple interest rate

Good idea triple interest rate giving max flexibility Reviewed on: 17th January 2025

Couldn't want more

Used got five years. Website easy to use. Products competitive. Any interaction has been simple, helpful and polite. Reviewed on: 17th January 2025

They do what they say they will do.

They do what they say and their customer service is first class. I got very fed up with some of the legacy banks who really don’t care about their customers. Found Zopa on the web and from recommendations and I haven’t been disappointed. Reviewed on: 17th January 2025

Great service honestly respectfully friendly

Great service honestly respectfully friendly Reviewed on: 17th January 2025

Super zopa

Great access to online app services. Easy to use app, add pot for better interest & move money in pot & to external accounts. Reviewed on: 17th January 2025

Easy to use online service.

Easy to use online service. Easy to use apps and good interest rates Reviewed on: 17th January 2025

Competitive interest rates

Have used Zope for a few loans and for last few years I've taken fixed term investments, which always pay competitive interest rates Reviewed on: 17th January 2025

Easy to use, fast and efficient, excellent saving r...

Easy to use, fast and efficient, excellent saving rates, easy and quick access. No hassle and no fuss. Reviewed on: 17th January 2025

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