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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1794 reviews)

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4.92

Based on 1,794 reviews, last reviewed 18th Apr 2026

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Use zopa for my current account and regular savings... Use zopa for my current account and regular savings account. The function to set up multiple fix term savings pots with different durations and reflec... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1794)

Good but not great

One of the 1st organisations to decrease rates Reviewed on: 17th January 2025

Happy experience no problems year s of happy savings

Happy experience no problems year s of happy savings Reviewed on: 17th January 2025

Excellent

Excellent products , app snd services Reviewed on: 17th January 2025

Easy, efficient and competitive.

Easy accessibility, efficient administration with competitive rates. Timely and appropriate communication. Reviewed on: 17th January 2025

Great savings account

Very easy to set up, instructions very clear. Regular updates on the account and options to set up for regular funding. Good savings rates and also access in case of emergency. I have full access to my account, account is fully online which helps when travelling. Reviewed on: 17th January 2025

Excellent provider

Excellent provider, easy to use App which contains all of the information needed to successfully manage your account. Easy to transfer or move funds between accounts, almost immediate updates, regular updates received from Zopa. Reviewed on: 17th January 2025

So far so good

So far so good,I'm happy with the service. Reviewed on: 17th January 2025

Straight forward and stress free

Straight forward and stress free Reviewed on: 17th January 2025

My experience has been excellent.

My experience has been excellent. I use Zopa for my fixed term savings, everyday savings, bank account and credit card. Reviewed on: 17th January 2025

Easy to use APP and clear information display

Easy to use APP and clear information display Reviewed on: 17th January 2025

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