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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

it is easy to Save with Zopa: also easy to wothdraw...

5
it is easy to Save with Zopa: also easy to wothdraw savings Reviewed on: 17th January 2025

Excellent online bank , always helpful

5
Excellent online bank , always help Reviewed on: 17th January 2025

No problems simple and easy to understand and navigate!

5
No problems simple and easy to understand and navigate! Reviewed on: 17th January 2025

It’s simply the best way to save.

5
It’s simply the best way to save. From the comfort of my sofa I can decide how much or little I want to save and watch the money grow monthly without hassle. Reviewed on: 17th January 2025

Excellent Institution

5
Excellent customer service would highly recommend Reviewed on: 17th January 2025

Wish I had come across Zopa years ago.

5
I’m very happy saving with Zopa as their interest rates are very competitive. I am also very impressed with their app as it is so simple to navigate round and transferring money between my current account and Zopa savings account is easy and almost instant. Reviewed on: 17th January 2025

User friendly in a world way too complrx elsewhere

5
User friendly in a world way too complrx elsewhere Reviewed on: 17th January 2025

Brilliant company with excellent staff

5
Brilliant company with excellent staff Reviewed on: 17th January 2025

Have been with zopa a number of years, always good v...

5
Have been with zopa a number of years, always good value and interest rates are the best around. Keep up the good work Reviewed on: 17th January 2025

Very good monthly saver account

5
Very easy to open the monthly saver, really good interest rate. Reviewed on: 17th January 2025

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