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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

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Zopa Fixed term savings account reviews (1795)

Wish I had come across Zopa years ago.

5
I’m very happy saving with Zopa as their interest rates are very competitive. I am also very impressed with their app as it is so simple to navigate round and transferring money between my current account and Zopa savings account is easy and almost instant. Reviewed on: 17th January 2025

User friendly in a world way too complrx elsewhere

5
User friendly in a world way too complrx elsewhere Reviewed on: 17th January 2025

Brilliant company with excellent staff

5
Brilliant company with excellent staff Reviewed on: 17th January 2025

Have been with zopa a number of years, always good v...

5
Have been with zopa a number of years, always good value and interest rates are the best around. Keep up the good work Reviewed on: 17th January 2025

Very good monthly saver account

5
Very easy to open the monthly saver, really good interest rate. Reviewed on: 17th January 2025

Best savings rates on the market, easy to open and m...

5
Best savings rates on the market, easy to open and move money around online. Would recommend to all they beat the high street providers hands down Reviewed on: 17th January 2025

Would highly recommend

5
Easy to use online banking, transactions easy to carry out and excellent interest rates. Any queries or questions dealt with quickly. No long wait times on hold. Would highly recommend Reviewed on: 17th January 2025

Safe , secure and descent interest rates.

5
Safe , secure and descent interest rates. Reviewed on: 17th January 2025

Savings % good, easy to manage.

5
Savings % good, easy to manage. No issues at all Reviewed on: 17th January 2025

Very easy to manage the account, the app is very sec...

5
Very easy to manage the account, the app is very secure and simple to use. Reviewed on: 17th January 2025

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