Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1790)

A no nonsense way to save

5
A no nonsense way to save money App is soo easy to use Reviewed on: 3rd March 2024

Super simple products

5
Super simple to open an account. Clear information on differences between products. Easy to choose what I needed and great to see the interest added every month. Better than money in a current account where nothing happens!! Reviewed on: 3rd March 2024

Very easy to set up and use.

5
Very easy to set up and use. Simple to transfer money between accounts. You can always access your accounts and see the interest you have gained Reviewed on: 3rd March 2024

Loving Zopa

5
Nice simple app and very fair rates. Reviewed on: 2nd March 2024

Zopa offered the most competitive interest rates for...

5
Zopa offered the most competitive interest rates for fixed savings. The application process was simple and speedy. Communications have been relevant no spam, which is rare these days. Reviewed on: 2nd March 2024

Easy to use offers excellent saving rates.

5
Easy to use offers excellent saving rates. Answers queries straight away Reviewed on: 2nd March 2024

Very straightforward , good rates and the app is wel...

5
Very straightforward , good rates and the app is well designed Reviewed on: 2nd March 2024

Great service, and very good rates.

5
Great service, and very good rates. Reviewed on: 2nd March 2024

Very simple app to use and extremely self explanatory.

5
Very simple app to use and extremely self explanatory. Reviewed on: 2nd March 2024

My favourite savings account

5
So quick and easy to manage your money. Reviewed on: 2nd March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5780 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
    View all products