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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Zopa is great

5
Its really easy to set up an account....very easy to see what the interst rates are app is simple to use Reviewed on: 4th March 2024

Fantastic service.

5
Fantastic service. So simple to transfer funds . Very user friendly app . Good interest rates. Excellent customer service. Reviewed on: 4th March 2024

Easy to use and simple.

5
Easy to use and simple. Good intrest rate so much better than highstreet bank savings options Reviewed on: 4th March 2024

Highly recommended for savings

5
Great range of accessible and fixed savings rates. Easy to use and give notice. Increases in base rate passed on quickly to customers. Reviewed on: 4th March 2024

Easy to set up an account.

5
Easy to set up an account. Many choices of savings accounts. Reviewed on: 3rd March 2024

A no nonsense way to save

5
A no nonsense way to save money App is soo easy to use Reviewed on: 3rd March 2024

Super simple products

5
Super simple to open an account. Clear information on differences between products. Easy to choose what I needed and great to see the interest added every month. Better than money in a current account where nothing happens!! Reviewed on: 3rd March 2024

Very easy to set up and use.

5
Very easy to set up and use. Simple to transfer money between accounts. You can always access your accounts and see the interest you have gained Reviewed on: 3rd March 2024

Loving Zopa

5
Nice simple app and very fair rates. Reviewed on: 2nd March 2024

Zopa offered the most competitive interest rates for...

5
Zopa offered the most competitive interest rates for fixed savings. The application process was simple and speedy. Communications have been relevant no spam, which is rare these days. Reviewed on: 2nd March 2024

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