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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

The Savings account is brilliant being able to split...

5
The Savings account is brilliant being able to split into various different pots Reviewed on: 8th January 2024

Super easy to transfer in and out, great savings rates.

5
Super easy to transfer in and out, great savings rates. Reviewed on: 8th January 2024

Great service.

4
Rates are market-leading. App is easy to use and intuitive. There’s minimal bureaucracy and faff - a breath of fresh air in this context. Reviewed on: 24th July 2023

Flawless

5
Great product with great rate and easy to sign up. Reviewed on: 3rd June 2023

Zopa

3
competition entry verified. Easy app User friendly Reviewed on: 14th April 2023

Not that great

3
Not been to impressed , low credit limit compar3d to other cards .. constant detail checks.. not overly impressed sorry Reviewed on: 11th April 2023

Simple savings app compounding the benefits

5
Very straightforward app accessed savings account. Simple to use, simple to see the interest compounding, simple to see my savings growing. Reviewed on: 11th April 2023

Accessible

5
Ease of access great app to use would recommend it Reviewed on: 11th April 2023

Fantastic

5
Fantastic card services, helpful people, easy application. Highly recommend Reviewed on: 11th April 2023

Highly recommended

5
Little interest, app easy to use and I got a limited increased 3 months after applying Reviewed on: 11th April 2023

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