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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Easy to navigate the zopa app.

5
Easy to navigate the zopa app. Easy to put money in and take money out. Reviewed on: 8th January 2024

Best on market,v easy to open, add to and withdraw...

5
Best on market,v easy to open, add to and withdraw Reviewed on: 8th January 2024

Really good interest rates.

5
Really good interest rates. Fantastic. Reviewed on: 8th January 2024

The Savings account is brilliant being able to split...

5
The Savings account is brilliant being able to split into various different pots Reviewed on: 8th January 2024

Super easy to transfer in and out, great savings rates.

5
Super easy to transfer in and out, great savings rates. Reviewed on: 8th January 2024

Great service.

4
Rates are market-leading. App is easy to use and intuitive. There’s minimal bureaucracy and faff - a breath of fresh air in this context. Reviewed on: 24th July 2023

Flawless

5
Great product with great rate and easy to sign up. Reviewed on: 3rd June 2023

Zopa

3
competition entry verified. Easy app User friendly Reviewed on: 14th April 2023

Not that great

3
Not been to impressed , low credit limit compar3d to other cards .. constant detail checks.. not overly impressed sorry Reviewed on: 11th April 2023

Simple savings app compounding the benefits

5
Very straightforward app accessed savings account. Simple to use, simple to see the interest compounding, simple to see my savings growing. Reviewed on: 11th April 2023

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