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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Excellent both in terms of support and card usage, thank you

5
Excellent both in terms of support and card usage, thank you Reviewed on: 11th April 2023

Easy to use

5
Excellent mobile applucation. So easy to use and understand, no hidden terms or conditions and jargon free. Reviewed on: 11th April 2023

Efficient reliable service

5
I am a long term supporter of zopa having invested in PTOP and now fixed termsavings Reviewed on: 11th April 2023

Very happy

5
Im delighted with service excellent customer service eadu contacy Reviewed on: 11th April 2023

Brilliant firm

5
A cracking firm full of great people - one of the best finance teams in London with Steve and Mat at the helm! Roshni in the regulatory space is also excellent. Reviewed on: 11th April 2023

Excellent bank

5
The excellent bank giving up-to-date interest rises quickly Reviewed on: 10th April 2023

Great savings rates giving choices

5
Very easy to set up, transfer monies to & from accounts/bank in a very secure manner. Reviewed on: 10th April 2023

Excellent

5
Easy service, would recommend! Lots of great options, lovely app. Reviewed on: 8th April 2023

Competitive interest rates

5
They seem to be ahead of others with their interest rates Reviewed on: 8th April 2023

the app is so easy to access

5
the best rates ever definitely worth it Reviewed on: 6th April 2023

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