Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1793)

Accessible

5
Ease of access great app to use would recommend it Reviewed on: 11th April 2023

Fantastic

5
Fantastic card services, helpful people, easy application. Highly recommend Reviewed on: 11th April 2023

Highly recommended

5
Little interest, app easy to use and I got a limited increased 3 months after applying Reviewed on: 11th April 2023

Excellent both in terms of support and card usage, thank you

5
Excellent both in terms of support and card usage, thank you Reviewed on: 11th April 2023

Easy to use

5
Excellent mobile applucation. So easy to use and understand, no hidden terms or conditions and jargon free. Reviewed on: 11th April 2023

Efficient reliable service

5
I am a long term supporter of zopa having invested in PTOP and now fixed termsavings Reviewed on: 11th April 2023

Very happy

5
Im delighted with service excellent customer service eadu contacy Reviewed on: 11th April 2023

Brilliant firm

5
A cracking firm full of great people - one of the best finance teams in London with Steve and Mat at the helm! Roshni in the regulatory space is also excellent. Reviewed on: 11th April 2023

Excellent bank

5
The excellent bank giving up-to-date interest rises quickly Reviewed on: 10th April 2023

Great savings rates giving choices

5
Very easy to set up, transfer monies to & from accounts/bank in a very secure manner. Reviewed on: 10th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
    View all products