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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Not that great

3
Not been to impressed , low credit limit compar3d to other cards .. constant detail checks.. not overly impressed sorry Reviewed on: 11th April 2023

Simple savings app compounding the benefits

5
Very straightforward app accessed savings account. Simple to use, simple to see the interest compounding, simple to see my savings growing. Reviewed on: 11th April 2023

Accessible

5
Ease of access great app to use would recommend it Reviewed on: 11th April 2023

Fantastic

5
Fantastic card services, helpful people, easy application. Highly recommend Reviewed on: 11th April 2023

Highly recommended

5
Little interest, app easy to use and I got a limited increased 3 months after applying Reviewed on: 11th April 2023

Excellent both in terms of support and card usage, thank you

5
Excellent both in terms of support and card usage, thank you Reviewed on: 11th April 2023

Easy to use

5
Excellent mobile applucation. So easy to use and understand, no hidden terms or conditions and jargon free. Reviewed on: 11th April 2023

Efficient reliable service

5
I am a long term supporter of zopa having invested in PTOP and now fixed termsavings Reviewed on: 11th April 2023

Very happy

5
Im delighted with service excellent customer service eadu contacy Reviewed on: 11th April 2023

Brilliant firm

5
A cracking firm full of great people - one of the best finance teams in London with Steve and Mat at the helm! Roshni in the regulatory space is also excellent. Reviewed on: 11th April 2023

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