Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

View other Zopa products

4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68053)

An easy process to get a loan good customer service...

An easy process to get a loan good customer service would recommend. Reviewed on: 17th January 2026

Easiest loan application ever

Easiest loan application ever absolutely brilliant from start to transfer Reviewed on: 17th January 2026

Zopa Gets it Right!

Doing my loan through Zopa was simple, quick and efficient. I always get a direct debit reminder, and can check the progress of my account simply in seconds. Zopa has thought of everything the customer needs from application to servicing. Well done Zopa! Reviewed on: 17th January 2026

Fast and efficient professional service would defini...

Fast and efficient professional service would definitely recommend . Reviewed on: 17th January 2026

Quick and easy transactionGood service and not too c...

Quick and easy transactionGood service and not too complicated Reviewed on: 17th January 2026

The experience has been excellent.

The experience has been excellent. Didn't need to speak to anyone. Money in my account within minutes. The interest is reasonable as well. Make sure you are able to afford the repay. Reviewed on: 17th January 2026

Quick and easy

Quick easy no hassle all done on line no problems went well Reviewed on: 17th January 2026

Excellent customer service, the app has everything...

Excellent customer service, the app has everything you need to ensure you are on top of your finances Reviewed on: 17th January 2026

Very easy to apply superb customer service

Very easy to apply superb customer service Reviewed on: 17th January 2026

Really really good and simple

Plain and simple, organised in minutes Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Wolverhampton City Credit Union 2.00 from 2 reviews
Loans
from Capital Credit Union 4.93 from 755 reviews
Payday Loan
from Cash Converters 4.14 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5949 reviews
Smart Saver
from Zopa 4.94 from 8049 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub