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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent online system and ease of use of the appli...

Excellent online system and ease of use of the application. Superfast decision and money was in my account in minutes. The best loan experience I have had so far. Reviewed on: 15th April 2026

understanding finance

The available easy to understand set up of Zopa are good for understanding what is going on and what is going to happen next. Reviewed on: 15th April 2026

Easy to use app never had to contact customer servic...

Easy to use app never had to contact customer service with issues. Reviewed on: 15th April 2026

Zoppa htaking care of all my transactions

Zoppa have been really good and taking care of all my transactions. They have not missed anything. All transactions that are new or unusual for my speeding they have contacted me to confirm it was me that spend. Also I love how easy and friendly the app is . Reviewed on: 15th April 2026

Everything was clear and simple, and information pro...

Everything was clear and simple, and information provided at all stages and all times. Reviewed on: 15th April 2026

Easy app to use, fast decision, interest very reaso...

Easy app to use, fast decision, interest very reasonable rate, very efficient company to use Reviewed on: 15th April 2026

Easy to apply. Fast decision. Brilliant App.

So easy to apply. Fast response. Fantastic App. Would 100% use again. Reviewed on: 15th April 2026

I had a very positive experience with my Zopa person...

I had a very positive experience with my Zopa personal loan. The whole process was quick and easy, from application to approval, with clear communication at every step. The service was excellent, making everything straightforward and stress-free. I would definitely recommend it to anyone looking for a simple and efficient borrowing experience. Reviewed on: 15th April 2026

Really easy to apply, fast decision and payout, can’...

Really easy to apply, fast decision and payout, can’t fault them Reviewed on: 15th April 2026

Very helpful and reasonable rates

Very helpful and reasonable rates Reviewed on: 15th April 2026

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