Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68053)

Easy online and excellent app best place to go

5
Easy online and excellent app the helpline is good and you are treated respectfully Reviewed on: 17th January 2026

Always there when I needed them.

5
Always there when I needed them. Very fast payment once credit has been checked Reviewed on: 17th January 2026

Zopa exceptional services.

5
Zopa offers an exceptional range of services. The convenience of managing all your accounts within a single app greatly enhances your ability to control and oversee your financial matters. Additionally, Zopa provides monthly reminders for loan and credit card repayments, helping you stay on track and avoid missed payments. Their diverse offerings include various loan options, credit cards, and savings accounts, catering to a wide array of financial needs. I am thoroughly satisfied with Zopa and would highly recommend their services to anyone seeking reliable financial management solutions. Reviewed on: 17th January 2026

Great assistance at a critical pinch time

5
Great assistance at a critical pinch time Quick to apply for and very quick to approve without having to wait and worry Reviewed on: 17th January 2026

Zopa helped me become financially stable.

5
Zopa helped me become financially stable. Reviewed on: 17th January 2026

Professional Job

5
The guidance in terms of procedure and advice stands out for me. Reviewed on: 17th January 2026

I find zopa so easy to use and have no complaints ab...

5
I find zopa so easy to use and have no complaints about them all. Reviewed on: 17th January 2026

Pleasurable business

5
The loan i initally took with zopa wasba delight nothing was too much trouble throughoutbthe whole process as 8 asked numerous questions all were answered with amazing answers without all the long words usually found with financial matters .i would recommend them to everyone.with a thousand stars Reviewed on: 17th January 2026

Loan handled speedily and at a very competitive rate.

5
Loan handled speedily and at a very competitive rate. Progress was emailed st each stage of the application with a final telephone call to tell me my application was successful. ECcellent service Reviewed on: 17th January 2026

Easy to set up good rates would recommend

5
Easy to set up good rates would recommend Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5949 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8049 reviews
    Zopa
    View all products