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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very easy and secure process excellent customer serv...

Very easy and secure process excellent customer service and support Reviewed on: 15th April 2026

Easy to use App

Easy to use App only frustration is the time it takes for deposits to show Reviewed on: 15th April 2026

Quick and easy application

Quick and easy application, knew my likely chance of approval ahead of time so no wasted hard search on my credit profile Reviewed on: 15th April 2026

Easy peasy with Zopa

When i needed a loan Zopa were there for me. The rates are good and the app is so easy amd straight forward to use. Reviewed on: 15th April 2026

Very easy to get loan approved and paid in simple pr...

Very easy to get loan approved and paid in simple process and great app Reviewed on: 15th April 2026

I have been with Zopa for several years and have alw...

I have been with Zopa for several years and have always found the service quick and easy to use, with fast acceptance and funds received within minutes. The app makes everything simple to manage, allowing me to clearly see how many payments are left, and early settlement quotes are provided instantly. Overall, it is one of the best lenders I have used. Reviewed on: 15th April 2026

Provides lending at affordable rates.

Provides lending at affordable rates. Has helped me in times where other banks wouldn’t Reviewed on: 15th April 2026

A very easy company to do business with.

A very easy company to do business with. Pleasant staff straightforward offers and no hidden extras. Reviewed on: 15th April 2026

My experience has been fantastic

My experience has been fantastic Reviewed on: 15th April 2026

Brilliant

Great information on how to budget your money Reviewed on: 15th April 2026

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