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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Easy to use app never had to contact customer servic...

Easy to use app never had to contact customer service with issues. Reviewed on: 15th April 2026

Zoppa htaking care of all my transactions

Zoppa have been really good and taking care of all my transactions. They have not missed anything. All transactions that are new or unusual for my speeding they have contacted me to confirm it was me that spend. Also I love how easy and friendly the app is . Reviewed on: 15th April 2026

Everything was clear and simple, and information pro...

Everything was clear and simple, and information provided at all stages and all times. Reviewed on: 15th April 2026

Easy app to use, fast decision, interest very reaso...

Easy app to use, fast decision, interest very reasonable rate, very efficient company to use Reviewed on: 15th April 2026

Easy to apply. Fast decision. Brilliant App.

So easy to apply. Fast response. Fantastic App. Would 100% use again. Reviewed on: 15th April 2026

I had a very positive experience with my Zopa person...

I had a very positive experience with my Zopa personal loan. The whole process was quick and easy, from application to approval, with clear communication at every step. The service was excellent, making everything straightforward and stress-free. I would definitely recommend it to anyone looking for a simple and efficient borrowing experience. Reviewed on: 15th April 2026

Really easy to apply, fast decision and payout, can’...

Really easy to apply, fast decision and payout, can’t fault them Reviewed on: 15th April 2026

Very helpful and reasonable rates

Very helpful and reasonable rates Reviewed on: 15th April 2026

Fast great service.

Fast great service cant fault Zopla Reviewed on: 15th April 2026

great experience.

great experience. Quick and easy. Reviewed on: 15th April 2026

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