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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69082)

Easy to use app never had to contact customer servic...

4
Easy to use app never had to contact customer service with issues. Reviewed on: 15th April 2026
SA's avatar
SA

Zoppa htaking care of all my transactions

5
Zoppa have been really good and taking care of all my transactions. They have not missed anything. All transactions that are new or unusual for my speeding they have contacted me to confirm it was me that spend. Also I love how easy and friendly the app is . Reviewed on: 15th April 2026
WH 's avatar
WH

Everything was clear and simple, and information pro...

5
Everything was clear and simple, and information provided at all stages and all times. Reviewed on: 15th April 2026
Robert P's avatar
Robert P

Easy app to use, fast decision, interest very reaso...

5
Easy app to use, fast decision, interest very reasonable rate, very efficient company to use Reviewed on: 15th April 2026
David W's avatar
David W

Easy to apply. Fast decision. Brilliant App.

5
So easy to apply. Fast response. Fantastic App. Would 100% use again. Reviewed on: 15th April 2026
Debbie B's avatar
Debbie B

I had a very positive experience with my Zopa person...

5
I had a very positive experience with my Zopa personal loan. The whole process was quick and easy, from application to approval, with clear communication at every step. The service was excellent, making everything straightforward and stress-free. I would definitely recommend it to anyone looking for a simple and efficient borrowing experience. Reviewed on: 15th April 2026
Dina Fares's avatar
Dina Fares

Really easy to apply, fast decision and payout, can’...

5
Really easy to apply, fast decision and payout, can’t fault them Reviewed on: 15th April 2026
FLB's avatar
FLB

Very helpful and reasonable rates

5
Very helpful and reasonable rates Reviewed on: 15th April 2026
Simon H's avatar
Simon H

Fast great service.

5
Fast great service cant fault Zopla Reviewed on: 15th April 2026
Simon H's avatar
Simon H

great experience.

5
great experience. Quick and easy. Reviewed on: 15th April 2026
John H's avatar
John H

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