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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

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4.94

Based on 68,052 reviews, last reviewed 24th Mar 2026

274000% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa have helped me and my family for years now... Zopa have helped me and my family for many years now gave me a loan when my family really needed it I'm now saving monthly with there great savings ac... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

I borrowed money from Zopa.

I borrowed money from Zopa. They have excellent customer service and money deposited in my account with in three days Reviewed on: 17th January 2026

An excellent bank to deal with.

An excellent bank to deal with. Friendly, helpful and efficient staff. I would definitely recommend this company. Reviewed on: 17th January 2026

Quick and easy

Quick and easy to arrange . No problems. Reviewed on: 17th January 2026

Online application fast results money in account wit...

Online application fast results money in account with in 2 hours Reviewed on: 17th January 2026

Really helped me when I was in a tight spot by provi...

Really helped me when I was in a tight spot by providing quick and easy lending decisions Reviewed on: 17th January 2026

Really helpful and great to know you there if I need...

Really helpful and great to know you there if I need help Reviewed on: 17th January 2026

Honest, reliable company.

I have had a very smooth online journey with Zopa and don't believe I have ever had to contact anyone to discuss any issues. This shows that the online service and app that is provided is meeting all my expectations with an easy to access information and clear communication. Reviewed on: 17th January 2026

Personal Loan

Very easy, straightforward & quick process. With very competitive rates. Reviewed on: 17th January 2026

I've Used Zopa a few times in the past , ALWAYS easy...

I've Used Zopa a few times in the past , ALWAYS easy , fast , hassle free... Reviewed on: 17th January 2026

Loan to pay off a few bills

Very quick on reply, did not take long at all. Reviewed on: 17th January 2026

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