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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

I applied and was accepted immediately.

I applied and was accepted immediately. By the time I closed the app down the money was in my bank. Absolutely fantastic. Reviewed on: 15th April 2026

Very quick no hassle , prompt service great that the...

Very quick no hassle , prompt service great that they keep your details so you don’t ave to complete a full application again when it’s quite recent from the previous one Reviewed on: 15th April 2026

Zopa have been there for me consistently over the la...

Zopa have been there for me consistently over the last couple of years Reviewed on: 15th April 2026

Applied for a personal loan a seamless process actio...

Applied for a personal loan a seamless process actions very quickly indeed Reviewed on: 15th April 2026

Very easy, simple process from start to finish with...

Very easy, simple process from start to finish with a quick result Reviewed on: 15th April 2026

Very quick and efficient thank you

Very quick and efficient thank you Reviewed on: 15th April 2026

Very easy to use !

Very easy to use ! Transparent and app is clear and uncomplicated to use. Reviewed on: 15th April 2026

Highly recommended

The process was very streamlined, hassle free and informative Reviewed on: 15th April 2026

Excellent online system and ease of use of the appli...

Excellent online system and ease of use of the application. Superfast decision and money was in my account in minutes. The best loan experience I have had so far. Reviewed on: 15th April 2026

understanding finance

The available easy to understand set up of Zopa are good for understanding what is going on and what is going to happen next. Reviewed on: 15th April 2026

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