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Zopa: Personal loan reviews

4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69091)

Was so easy and helpful.

5
Was so easy and helpful. Took all the stress from it Reviewed on: 15th April 2026

quick and easy no problems one phone call all sorted

5
quick and easy no problems one phone call all sorted Reviewed on: 15th April 2026

Great, application took less than 5 mins to be revie...

5
Great, application took less than 5 mins to be reviewed and accepted Reviewed on: 15th April 2026

My account was really easy to set up

5
My account was really easy to set up & didn't require me to switch my current account. A savings account & personal loan were all set up really quickly with no fuss. Reviewed on: 15th April 2026

Very good , easy to pay on card and online

5
Very good , easy to pay on card and online Reviewed on: 15th April 2026

2 thumbs up!

5
Past experiences most positive. Site easy to navigate. Great product(s). Competitive rates. Quick service. Reviewed on: 15th April 2026

When in need Zopa is there.

5
I asked and received - what more can I say Reviewed on: 15th April 2026

It was a fast and easy process and it took about mi...

5
It was a fast and easy process and it took about minutes to complete and get the results back Reviewed on: 15th April 2026

Super helpful App with everything you need to hand.

5
Super helpful App with everything you need to hand. Reviewed on: 15th April 2026

Easy loan application with friendly and knowledgeabl...

5
Easy loan application with friendly and knowledgeable staff Reviewed on: 15th April 2026

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