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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Was so easy and helpful.

Was so easy and helpful. Took all the stress from it Reviewed on: 15th April 2026

quick and easy no problems one phone call all sorted

quick and easy no problems one phone call all sorted Reviewed on: 15th April 2026

Great, application took less than 5 mins to be revie...

Great, application took less than 5 mins to be reviewed and accepted Reviewed on: 15th April 2026

My account was really easy to set up

My account was really easy to set up & didn't require me to switch my current account. A savings account & personal loan were all set up really quickly with no fuss. Reviewed on: 15th April 2026

Very good , easy to pay on card and online

Very good , easy to pay on card and online Reviewed on: 15th April 2026

2 thumbs up!

Past experiences most positive. Site easy to navigate. Great product(s). Competitive rates. Quick service. Reviewed on: 15th April 2026

When in need Zopa is there.

I asked and received - what more can I say Reviewed on: 15th April 2026

It was a fast and easy process and it took about mi...

It was a fast and easy process and it took about minutes to complete and get the results back Reviewed on: 15th April 2026

Super helpful App with everything you need to hand.

Super helpful App with everything you need to hand. Reviewed on: 15th April 2026

Easy loan application with friendly and knowledgeabl...

Easy loan application with friendly and knowledgeable staff Reviewed on: 15th April 2026

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