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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

EXCELLENT SERVICE

HELPFULL AND VERY EFFICIENT WITH QUICK RESULTS AND CLEAR INSTRUCTIONS Reviewed on: 15th April 2026

The service was super quick

The service was super quick, the money was also transferred within minutes I cannot recommend enough. Zopa being on Clearscore is a bonus as it adds that extra piece of security and assurance. Reviewed on: 15th April 2026

Applying for a loan was fast and staff was so profes...

Applying for a loan was fast and staff was so professional Reviewed on: 15th April 2026

Wonderful company

Excellent customer service quick decisions. Very helpful and easy to apply on line Reviewed on: 15th April 2026

simple, straight forward and quick

simple, straight forward and quick Reviewed on: 15th April 2026

Great cummication great rates just fantastic

Great cummication great rates just fantastic Reviewed on: 15th April 2026

Great experience.

Great experience. Second time using AOPA Reviewed on: 15th April 2026

Excellent service brilliant Zopa App very informative

Excellent service brilliant Zopa App very informative Reviewed on: 15th April 2026

I received the rate that was advertised, the custome...

I received the rate that was advertised, the customer service was excellent and the process was very smooth. Reviewed on: 15th April 2026

Absolutely Recommend Zopa

I’ve been with Zopa for a while now, using a few of their products. I’ve found them to be safe, friendly, efficient and reliable, often offering preferable and competitive products. Reviewed on: 15th April 2026

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