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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Personal Loan

Loan application was very simple and money was deposited very quickly. The app is also very easy to use and is informative. Reviewed on: 15th April 2026

Zopa - clarity & confidence

Zopa provide clear guidance on products, rates and timelines. They communicate clearly and regularly, depending on preference and provide total control over borrowing choices. Reviewed on: 15th April 2026

Excellent experience - quick, easy and user friendly

It was really quick and easy to apply for a Zopa loan and be approved. The money was in my account within 2 hours! Reviewed on: 15th April 2026

Quick & Easy to apply.

Quick & Easy to apply. Funding came across w/in a few days. Reviewed on: 15th April 2026

Fast transfer and easy

Got the money same day which allowed me to get the car straight away, rates not bad either. Reviewed on: 15th April 2026

Great app, fantastic bank , easy to use

Great app, fantastic bank , easy to use Reviewed on: 15th April 2026

Very quick and really easy to apply.

Very quick and really easy to apply. Rates could be a bit lower. Reviewed on: 15th April 2026

Very easy dealing with Zopa, hassle free when enquir...

Very easy dealing with Zopa, hassle free when enquiring about a loan. Agreed money in the bank within an hour. Reviewed on: 15th April 2026

Great service, great communication, great customer s...

Great service, great communication, great customer service and care Reviewed on: 15th April 2026

Great service, fast and easy.

Great service, fast and easy. Easy to apply and money received quickly. The app is clear and easy to use. Reviewed on: 15th April 2026

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