Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Excellent experience - quick, easy and user friendly

It was really quick and easy to apply for a Zopa loan and be approved. The money was in my account within 2 hours! Reviewed on: 15th April 2026

Quick & Easy to apply.

Quick & Easy to apply. Funding came across w/in a few days. Reviewed on: 15th April 2026

Fast transfer and easy

Got the money same day which allowed me to get the car straight away, rates not bad either. Reviewed on: 15th April 2026

Great app, fantastic bank , easy to use

Great app, fantastic bank , easy to use Reviewed on: 15th April 2026

Very quick and really easy to apply.

Very quick and really easy to apply. Rates could be a bit lower. Reviewed on: 15th April 2026

Very easy dealing with Zopa, hassle free when enquir...

Very easy dealing with Zopa, hassle free when enquiring about a loan. Agreed money in the bank within an hour. Reviewed on: 15th April 2026

Great service, great communication, great customer s...

Great service, great communication, great customer service and care Reviewed on: 15th April 2026

Great service, fast and easy.

Great service, fast and easy. Easy to apply and money received quickly. The app is clear and easy to use. Reviewed on: 15th April 2026

FastEasy form to fill and fast answer

Easy form to fill and fast answer Reviewed on: 15th April 2026

Very professional quick and easy!

Very professional quick and easy! No fuss and processed quickly Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Hoot Credit Union 5.00 from 12 reviews
Personal loan
from M&S Bank - Marks and Spencer 2.17 from 58 reviews
Payday loan (discontinued)
from Loansathome4u (inactive company) 3.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub