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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Very easy and great app.

Very easy and great app. Lays everything out clearly Reviewed on: 15th April 2026

Awesome company

Excellent service, so helpful, swift response and very helpful staff taking into consideration with my personal information Reviewed on: 15th April 2026

I had a great experience getting a personal loan here.

I had a great experience getting a personal loan here. The app is very user-friendly, the interest rates are competitive, and there were no hidden fees. A very smooth and transparent process from start to finish. Reviewed on: 15th April 2026

Easy to use website site and the application was jus...

Easy to use website site and the application was just simple. Zopa even sent me help email for just in case and an email with all information needed. Reviewed on: 15th April 2026

Easy application

Easy application, done online, excellent fast & efficient. Reviewed on: 15th April 2026

Easy to use

Quick, helpful staff and easy process Reviewed on: 15th April 2026

for paying on time...

All ok service quick no reductions for paying on time Reviewed on: 15th April 2026

Good rate

It's makes a change to have a company that really helps Reviewed on: 15th April 2026

Personal Loan

Loan application was very simple and money was deposited very quickly. The app is also very easy to use and is informative. Reviewed on: 15th April 2026

Zopa - clarity & confidence

Zopa provide clear guidance on products, rates and timelines. They communicate clearly and regularly, depending on preference and provide total control over borrowing choices. Reviewed on: 15th April 2026

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