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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very easy to use process and pay off early

Very easy to use process and pay off early Reviewed on: 15th April 2026

Easy access to loan applications, friendly customer...

Easy access to loan applications, friendly customer service support.ll and hidden cost . Very transparent Reviewed on: 15th April 2026

Very easy and great app.

Very easy and great app. Lays everything out clearly Reviewed on: 15th April 2026

Awesome company

Excellent service, so helpful, swift response and very helpful staff taking into consideration with my personal information Reviewed on: 15th April 2026

I had a great experience getting a personal loan here.

I had a great experience getting a personal loan here. The app is very user-friendly, the interest rates are competitive, and there were no hidden fees. A very smooth and transparent process from start to finish. Reviewed on: 15th April 2026

Easy to use website site and the application was jus...

Easy to use website site and the application was just simple. Zopa even sent me help email for just in case and an email with all information needed. Reviewed on: 15th April 2026

Easy application

Easy application, done online, excellent fast & efficient. Reviewed on: 15th April 2026

Easy to use

Quick, helpful staff and easy process Reviewed on: 15th April 2026

for paying on time...

All ok service quick no reductions for paying on time Reviewed on: 15th April 2026

Good rate

It's makes a change to have a company that really helps Reviewed on: 15th April 2026

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