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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

I was looking for a loan and honestly wasn't looking...

I was looking for a loan and honestly wasn't looking forward to the usual banking hurdles. I tried Zopa's 'Borrowing Power' tool first, and it was great to see my eligible rate without any mark on my credit file. The actual application took maybe 5 minutes. What blew me away was the speed. I was approved almost instantly, and the funds were in my bank account in less than two hours. The App is super clean. It’s easy to see exactly when my next payment is and how much of the balance is left. There are No 'Nasty Surprises', everything is in plain English. No hidden fees or penalties if I want to pay a bit extra one month. Reviewed on: 17th January 2026

Quick and easy transfer of money when I needed to pa...

Quick and easy transfer of money when I needed to pay for a funeral after the sudden death of my daughter. Having the money sent within a short time took a lot of pressure off me and allowed me to take time with her arrangements without worrying if I could afford it Reviewed on: 17th January 2026

Allways trouble free no nonsense company with a str...

Allways trouble free no nonsense company with a straight forward idea of how to do what they do best Reviewed on: 17th January 2026

Always been good

Always been good. 3rd loan with them Reviewed on: 17th January 2026

Very prompt throughout process during loan request

Very prompt throughout process informative and quick response Reviewed on: 17th January 2026

easy and pleasurable application...

Zopa, have a really easy and pleasurable application process. The decision to lens is quick and the approved loan funds are very quickly transferred to my bank account. Reviewed on: 17th January 2026

easy to use application process, mobile phone app ea...

easy to use application process, mobile phone app easy to install and view my account. Reviewed on: 17th January 2026

Compliments to Zopa, great service

Compliments to Zopa, great service Reviewed on: 17th January 2026

Excellent super fast.

Excellent super fast. really hassle free for looking at loan options Reviewed on: 17th January 2026

Best of the best

The total experience of applying for the loan was a very easy application. The lady I spoke to was very polite and spoke to me like a human being, not talking as though she was superior. First class interaction. Reviewed on: 17th January 2026

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