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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Straight forward and reliable.

Straight forward and reliable. Easy to navigate app and all information needed is easily accessible. Quick and easy process Reviewed on: 15th April 2026

Easy application experience and money was in the ban...

Easy application experience and money was in the bank instantly. Would definitely recommend to anyone who is needing a loan at a good rate and needs to funds in the bank quickly. It was easy to tailor the loan to suit my needs. Reviewed on: 15th April 2026

I loved the Self service option and how fast funds w...

I loved the Self service option and how fast funds were available in my account! End to end experience was very pleasant Reviewed on: 15th April 2026

So quick and easy.

So quick and easy. I fillled details in and within a few minutes it was done and in my bank Reviewed on: 15th April 2026

100% recommended.

Application was straightforward and easy.The rates for borrowing were competitive. Funds were available quickly. Reviewed on: 15th April 2026

I had a really good experience with Zopa Loan.

I had a really good experience with Zopa Loan. Everything was really smooth and easy from start to finish. Being a victim of pass fraud I appreciated all the checks in place to make sure my application was genuine. Reviewed on: 15th April 2026

Easy and Economical

Application for the loan was very easy and a very good interest rate. Reviewed on: 15th April 2026

Quick simple borrowing, easy to manage and available...

Quick simple borrowing, easy to manage and available through the app Reviewed on: 15th April 2026

Very easy to use process and pay off early

Very easy to use process and pay off early Reviewed on: 15th April 2026

Easy access to loan applications, friendly customer...

Easy access to loan applications, friendly customer service support.ll and hidden cost . Very transparent Reviewed on: 15th April 2026

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