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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Personal loan

Quick decision and money was in my bank within a couple of hours, like the app and being able to see the status of my loan whenever I need to Reviewed on: 15th April 2026

So easy and straight forward, prompt services

So easy and straight forward, prompt services Reviewed on: 15th April 2026

Very helpful and positive when I applied for the loan .

Very helpful and positive when I applied for the loan . I was already a credit card holder and I’ve always thought Zopa was very good anyway . I applied for the loan and was accepted straight away . The money was in my bank within 15 mins of me signing my credit agreement. I could not fault Zopa . Reviewed on: 15th April 2026

Quickly approved.

My personal loan was quickly quoted and money was approved in literally seconds after accepting their terms and conditions which were really good. Reviewed on: 15th April 2026

Zopa are extremely easy to use...

Zopa are extremely easy to use and very easy to understand. There is no hidden jargon which makes the experience very user friendly. Reviewed on: 15th April 2026

Fast, simple, and efficient.

Fast, simple, and efficient. The application was easy and the money arrived within hours. Highly recommended. Reviewed on: 15th April 2026

excellent service

Quick and easy transaction fast reply and money was put into my account within 5 mins. Reviewed on: 15th April 2026

Excellent from start to finish thank you

Excellent from start to finish thank you Reviewed on: 15th April 2026

Fab easy service, quick and simple

Fab easy service, quick and simple Reviewed on: 15th April 2026

Didn’t realise getting a loan could be so smooth.

Process from application to eligibility and to receiving was very quick and easy. Payments were set up easy to. Would definitely recommend. Reviewed on: 15th April 2026

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