Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

View other Zopa products

4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68052)

Easy to use and the app helps keep track of the acco...

Easy to use and the app helps keep track of the account. Reviewed on: 17th January 2026

Their rates are high and they are not that understan...

Their rates are high and they are not that understanding or flexible, in my view. Reviewed on: 17th January 2026

Quick and easy process - efficiently dealt with appl...

Quick and easy process - efficiently dealt with application Reviewed on: 17th January 2026

Simple and fast!

Great communication, quick decision, easy access via app. Reviewed on: 17th January 2026

Excellent loan service, app works well, everything t...

Excellent loan service, app works well, everything transparent. Reviewed on: 17th January 2026

Loan Process

When I applied for a loan the whole process was quick and easy to follow and any questions were answered quickly and easy to understand. Reviewed on: 17th January 2026

Zopa is so easy and helpful with any requirements.

Zopa is so easy and helpful with any requirements. They offer a range of services and was really helpful on the phone with a query I had. Reviewed on: 17th January 2026

No quibbles applying

Very easy to apply quick response Reviewed on: 17th January 2026

Happy customer

All the customer service staff seem friendly and professional, and the app is super simple to use. I honestly can’t fault Zopa, I would highly recommend Reviewed on: 17th January 2026

Experience was good I apply and it’s was easy after...

Experience was good I apply and it’s was easy after with app to manage loan Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Pawnbrokers (discontinued)
from Albemarle Bond (inactive company) 4.00 from 1 reviews
Loans
from Tandem 4.00 from 1 reviews
Personal Loan
from RBS 4.17 from 11 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub