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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Low interest rates on personal loans

Low interest rates on personal loans Reviewed on: 15th April 2026

Brilliant customer service

Really helpful for loan & credit card Reviewed on: 15th April 2026

Easiest company to use, great customer service all t...

Easiest company to use, great customer service all together best company by far. Reviewed on: 15th April 2026

Loan Application

Transaction was easy to complete and was hassle free.Staff were very knowledgable. Reviewed on: 15th April 2026

Fair Company

I have received a couple of Zooa loans they have always been smooth and considering my credit rating a very fair interest rate. The app is very easy to nevigate and helps me keep up to date with where my loans are at and I'm also able to change payment dates very easily as and apply for extra loans when needed. Reviewed on: 15th April 2026

Great helpful easy to use easy to get hold of

Great helpful easy to use easy to get hold of Reviewed on: 15th April 2026

Very quick decision and money in bank within the hour!

Very quick decision and money in bank within the hour! Reviewed on: 15th April 2026

Very professional and helpful staff

Very professional and helpful staff Reviewed on: 15th April 2026

Simple process from start to finish

Simple process from start to finish Reviewed on: 15th April 2026

Impressed so far

There are never any issues and concerns since using their services and happy with everything so gar Reviewed on: 15th April 2026

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