Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Easiest company to use, great customer service all t...

Easiest company to use, great customer service all together best company by far. Reviewed on: 15th April 2026

Loan Application

Transaction was easy to complete and was hassle free.Staff were very knowledgable. Reviewed on: 15th April 2026

Fair Company

I have received a couple of Zooa loans they have always been smooth and considering my credit rating a very fair interest rate. The app is very easy to nevigate and helps me keep up to date with where my loans are at and I'm also able to change payment dates very easily as and apply for extra loans when needed. Reviewed on: 15th April 2026

Great helpful easy to use easy to get hold of

Great helpful easy to use easy to get hold of Reviewed on: 15th April 2026

Very quick decision and money in bank within the hour!

Very quick decision and money in bank within the hour! Reviewed on: 15th April 2026

Very professional and helpful staff

Very professional and helpful staff Reviewed on: 15th April 2026

Simple process from start to finish

Simple process from start to finish Reviewed on: 15th April 2026

Impressed so far

There are never any issues and concerns since using their services and happy with everything so gar Reviewed on: 15th April 2026

Personal loan

Quick decision and money was in my bank within a couple of hours, like the app and being able to see the status of my loan whenever I need to Reviewed on: 15th April 2026

So easy and straight forward, prompt services

So easy and straight forward, prompt services Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from HEY Credit Union 4.92 from 565 reviews
Personal Loan
from RBS 3.57 from 12 reviews
Personal Loans
from Cashfloat 4.56 from 27 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub