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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easiest company to use, great customer service all t...

5
Easiest company to use, great customer service all together best company by far. Reviewed on: 15th April 2026
Natasha L's avatar
Natasha L

Loan Application

5
Transaction was easy to complete and was hassle free.Staff were very knowledgable. Reviewed on: 15th April 2026
Marshal U's avatar
Marshal U

Fair Company

5
I have received a couple of Zooa loans they have always been smooth and considering my credit rating a very fair interest rate. The app is very easy to nevigate and helps me keep up to date with where my loans are at and I'm also able to change payment dates very easily as and apply for extra loans when needed. Reviewed on: 15th April 2026
S E's avatar
S E

Great helpful easy to use easy to get hold of

5
Great helpful easy to use easy to get hold of Reviewed on: 15th April 2026
Pam Carter's avatar
Pam Carter

Very quick decision and money in bank within the hour!

5
Very quick decision and money in bank within the hour! Reviewed on: 15th April 2026
Keri P's avatar
Keri P

Very professional and helpful staff

5
Very professional and helpful staff Reviewed on: 15th April 2026
Neil Wrench's avatar
Neil Wrench

Simple process from start to finish

5
Simple process from start to finish Reviewed on: 15th April 2026
Graham 's avatar
Graham

Impressed so far

5
There are never any issues and concerns since using their services and happy with everything so gar Reviewed on: 15th April 2026
Annette's avatar
Annette

Personal loan

5
Quick decision and money was in my bank within a couple of hours, like the app and being able to see the status of my loan whenever I need to Reviewed on: 15th April 2026
LASS's avatar
LASS

So easy and straight forward, prompt services

5
So easy and straight forward, prompt services Reviewed on: 15th April 2026
Paul LOftus's avatar
Paul LOftus

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