Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68052)

customer care mated to borrowed lifestyle experience

5
customer care mated to need sensitvely Reviewed on: 18th January 2026

I've found them to be very good.

5
I've found them to be very good. I get email updates, I can see from the app exactly how my finance is working and it's good. They are also very helpful. Reviewed on: 18th January 2026

excellent all round and no messing about.

5
excellent all round and no messing about. Reviewed on: 18th January 2026

Easy application .

5
Easy application .. great service .. Reviewed on: 18th January 2026

Easy loan application and quick loan into bank.

5
Easy loan application and quick loan into bank. Reviewed on: 18th January 2026

Great to use easy to apply for products all clear an...

5
Great to use easy to apply for products all clear and easy to use Reviewed on: 18th January 2026

Good banking app very user friendly

5
Good banking app very user friendly Reviewed on: 18th January 2026

Straight forward no hassle just pure helpful

5
Straight forward no hassle just pure helpful Reviewed on: 17th January 2026

Bank products review

5
Easy to apply for the loan,when you need it, providing all the support you need to.All information about the product is available for the customer.if you need more proven documents the customer service support you. Reviewed on: 17th January 2026

Great services and support throughout.

5
Great services and support throughout. From start to finish was a straight forward process Would definitely use again if needed Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
    View all products