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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very easy to use and straight forward no fuss

Very easy to use and straight forward no fuss Reviewed on: 15th April 2026

Great overall service !

It was a very easy process, very happy! Reviewed on: 15th April 2026

My loan application experience

I recently secured a loan. It was a fast and straightforward transaction and the staff were polite, concise and informative. Very happy with Zopa. Reviewed on: 15th April 2026

Whenever I go through financial struggles, Zopa real...

Whenever I go through financial struggles, Zopa really helps make things easier. I’d recommend it to everyone. Reviewed on: 15th April 2026

Nice easy loan application process

Nice easy loan application process Reviewed on: 15th April 2026

great service from start to finish :)

great service from start to finish :) Reviewed on: 15th April 2026

I got finance front zopa and had problems signing th...

I got finance front zopa and had problems signing the documents. A kind nice gentleman helped me to sort it. Even right up to going to see the doctor. He called me when he said he would answered when I needed to to him. Great guy very helpful and friendly. Reviewed on: 15th April 2026

Smooth and fast experience.

Smooth and fast experience. No pressure or problems Reviewed on: 15th April 2026

Low interest rates on personal loans

Low interest rates on personal loans Reviewed on: 15th April 2026

Brilliant customer service

Really helpful for loan & credit card Reviewed on: 15th April 2026

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