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Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Great customer service from day one

5
Great customer service from day one Reviewed on: 17th January 2026

5* around

5
Very helpful and app is easy to ise Reviewed on: 17th January 2026

Fantastic

5
Quick easy and friendly would highly recommend to others. Reviewed on: 17th January 2026

Quick and easy

5
Quick and easy no hassle got what i needed after 1 call from an advisor to check everything Reviewed on: 17th January 2026

Great Credit Card

5
The proses of get a card was straight forward when I lost my card very easy very fast at getting a new one out to me you are kept up to date on offers and how to manage your money Reviewed on: 17th January 2026

Extremely fast loan application

5
I was looking for a loan for the purchase of a car. Zopa had the best rate going. From starting the loan application to receiving the money in my account took less than an hour. Reviewed on: 17th January 2026

Excellent

5
Easy to understand easy to deal with and helpful and app is very straightforward Reviewed on: 17th January 2026

Its easy to apply and very thorough. with checking...

5
It was easy to apply and very thorough with checking my ability to be able to afford the loan and I was told the following day that I had been approved. I have been kept informed every step of the way since I received my loan. Reviewed on: 17th January 2026

Great service fast and efficient everything that’s n...

5
Great service fast and efficient everything that’s needed in a financial transaction Reviewed on: 17th January 2026

Fast and seamless.

5
Fast and seamless. Zopa approved my loan quickly and stress free Reviewed on: 17th January 2026

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