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Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Very good and very happy would be happy to do busine...

4
Very good and very happy would be happy to do business again Reviewed on: 17th January 2026

Your website is very easy to use and customers servi...

5
Your website is very easy to use and customers services always provide an outstanding service Reviewed on: 17th January 2026

Easy application!

5
Easy application! Really quick decision and money transferred! Reviewed on: 17th January 2026

Quick and easy to use got accepted instantly

5
Quick and easy to use got accepted instantly Reviewed on: 17th January 2026

Efficient service.

5
Efficient service. Very professional Reviewed on: 17th January 2026

Competitive rates, fast easy process, highly recommend

5
I received a loan from zopa last year, the application process was easy to follow and the whole process was completed in a few days. They email you each month to remind you about your repayment. Their app is great and very informative. I would highly recommend them Reviewed on: 17th January 2026

I applied for a loan to tidy up finances and it was...

5
I applied for a loan to tidy up finances and it was also a lower interest rate. I was pre approved and the money was in my account quickly. It was easy to apply and i have already reccomended to family and friends. Reviewed on: 17th January 2026

Helpful, fast service, good interest rates and all...

5
Helpful, fast service, good interest rates and all online which made it simpler Reviewed on: 17th January 2026

Easy to use app and quick money turn around ..

5
Had Great loan rates and they were quick and easy to apply for the app is easy to use Reviewed on: 17th January 2026

Great service and support

5
Zopa made everything simple and easy and offered the best rates possible. Great service and support and stress free Reviewed on: 17th January 2026

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