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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Brilliant

5
Excellent experience very quick decision I am very happy with the service Reviewed on: 8th March 2026

Efficient Very easy and efficient, excellent service

5
Very easy and efficient, excellent service Reviewed on: 8th March 2026

Excellent service good customer service would recomm...

5
Excellent service good customer service would recommend this company Reviewed on: 8th March 2026

Easy to arrange with no misleading figures

5
Easy to arrange with no misleading figures Reviewed on: 8th March 2026

Excellent product

5
Quick decision, easy to navigate on line, clear information Reviewed on: 8th March 2026

Great service

5
Very smooth , no hassle at all, would certainly recommend Reviewed on: 8th March 2026

Monthly loan payments clear and upfront.

5
Monthly loan payments clear and upfront. Quick describe and transaction. Reviewed on: 8th March 2026

No hassle and Stress free

5
easy to apply, great tools to help manage money , quick transactions, good feedbacks and reminders, no hassle and stress free Reviewed on: 8th March 2026

Fantastic service app works really well products hav...

5
Fantastic service app works really well products have attractive rates. Customer services are always very helpful Reviewed on: 8th March 2026

Hassle free interaction.

5
Hassle free interaction. From application to delivery was exceptional compared to high street lenders. Reviewed on: 7th March 2026

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