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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

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4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Great service, quick,no hassle.

Great service, quick,no hassle. Very easy to apply for loan, quick decision Reviewed on: 17th January 2026

I am comfortable when asking a question of a loan an...

I am comfortable when asking a question of a loan and I receive effective advise and good feedback from a representative. Reviewed on: 17th January 2026

Very easy to follow instructions and straight forwar...

Very easy to follow instructions and straight forward application very fast response and also payment once approved. Reviewed on: 17th January 2026

A fantastic easy company to use

A fantastic easy company to use with a fantastic well laid out website Reviewed on: 17th January 2026

I am extremely happy with Zopa.

I am extremely happy with Zopa. I applied for a subsequent loan, got the response within a couple of hours and the loan funds transferred into my account within 48 hours. Reviewed on: 17th January 2026

Great fast service, so simple to use.

Great fast service, so simple to use. Got the money in my account in less than 60 seconds. Download the app to follow and track all payments. Reviewed on: 17th January 2026

I just applied online for a loan and it’s already pa...

I just applied online for a loan and it’s already paid into my account, before I blink my eye. It was so quick just few checks and it’s done. Hassle free. I will always recommended Zopa. Reviewed on: 17th January 2026

I’m a first time customer, so far great

I’m a first time customer, took a loan out around 1.5yrs ago. So far, no problems. When I have contacted service, they’ve been great. Reviewed on: 17th January 2026

A Good customer experience with a phone call to a Zo...

A Good customer experience with a phone call to a Zopa team member to confirm my details when applying for a Zopa Loan ,all was made clear and the App details all your products and forthcoming payments Reviewed on: 17th January 2026

Quick and convenient

Quick and convenient and with correct history, good APR rates. Reviewed on: 17th January 2026

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