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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

The whole process was quick & painless.

The whole process was quick & painless. The filling in of forms was minimal weary to follow Reviewed on: 7th March 2026

My experience with Zupa was exceptional.

My experience with Zupa was exceptional. Reviewed on: 7th March 2026

Excellent. Very Effective

Excellent. Very fast. All details pass on easily Reviewed on: 7th March 2026

Easy to apply and good customer service

Easy to apply and good customer service Reviewed on: 7th March 2026

Recommend 10/10

Great service and customer service Reviewed on: 7th March 2026

I needed cash quickly got a response in 2 days money...

I needed cash quickly got a response in 2 days money in bank also large amount, no fuss, also I can just log on to the app with easy to understand instructions. Reviewed on: 7th March 2026

Extremely quick and easy to apply.

Extremely quick and easy to apply. Money within minutes. App that provides you with all of your information. Kept informed of any changes. Reminders that payments will be taken ahead of time. Reviewed on: 7th March 2026

Viva Zopa!

Everything aligns to make Zopa a great customer experience. From the initial convenient, easy-to-use application process through to confirmation and loan deposit- everything happens in a timely manner. Information/terms and conditions was communicated in clear and concise language which made it easy for me to understand. As a current customer, the Zopa app had added a further layer of ease and flexibility to the customer journey and I am so glad that I decided to download the app. I have also had to avail myself of support from Zopa due to recent financial vagaries from my side, and each interaction with various advisors has only enhanced my view of Zopa. They have treated me compassionately and with great understanding. In summary, I would have no hesitation in recommending them to any potential new client. Reviewed on: 7th March 2026

Zopa easy peasy.

Just went so smooth and an easy process Zopa got back to me really quick if they needed more information. The money went into my bank fairly quick everything great and would recommend Zopa to anyone who are thinking of taking out a loan. Reviewed on: 7th March 2026

Very quick and easy, highly recommend

Very quick and easy, highly recommend Reviewed on: 7th March 2026

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