Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Getting a loan was a easy experence.

Getting a loan was a easy experence. Every month you grt notigied when the repsyment dste is snd how much will be taken Reviewed on: 7th March 2026

I very like how the app works it is so easy.

I very like how the app works it is so easy. Reviewed on: 7th March 2026

Exelent and quick service,easy to find online,app wo...

Exelent and quick service,easy to find online,app working perfect Reviewed on: 7th March 2026

Clear information nothing hidde.

Clear information with all data up front an easy process wit a positive outcome. Reviewed on: 7th March 2026

Really quick decision,money in bank very quickly

Really quick decision,money in bank very quickly Reviewed on: 7th March 2026

great great great great and great

great great great great and great Reviewed on: 7th March 2026

Easy to apply and speedy responses

Easy to apply and speedy responses Reviewed on: 7th March 2026

It was a nice simple process which was handled by lo...

It was a nice simple process which was handled by lovely staff Reviewed on: 7th March 2026

Very simple, efficient and easy process

Very simple, efficient and easy process Reviewed on: 7th March 2026

Easy application

Easy application and money in your account very shortly after application and approval. Would use them again Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer2Peer Lending (discontinued)
from Fund Ourselves (inactive company) 4.81 from 351 reviews
Payday Loan
from Pixie Loans 4.00 from 1 reviews
Personal Loan
from Citrus Loans 2.33 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub