Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Big fan of Zopa

Took 2 personal loans with Zopa now, their processes are really quick which I really like & everything is easy to access in their app. Reviewed on: 7th March 2026

Fab company for a loan

Easy to use and had a decision in minutes money was sent to my bank account as soon I was accepted good interest rates will definitely use again Reviewed on: 7th March 2026

Quick and simple application process.

Quick and simple application process. Reviewed on: 7th March 2026

Easy to speak to someone.

Easy to speak to someone. Support and advice is excellent. Nothing is to much trouble for anyone you speak to. Keep me well updated. Reviewed on: 7th March 2026

My first with Zopa.

I have never dealt with Zopa before now and can confirm that I would use them again. The people I spoke to were very friendly, helpful and polite. I had help with the paper work even though in was on line which can cause problems if you are not used to computers. Reviewed on: 7th March 2026

Very easy company to deal with.

Very easy company to deal with. Great service Reviewed on: 7th March 2026

Great service

Easy to use plenty deals choose from Reviewed on: 7th March 2026

Immediate solutions.

Immediate solutions. Efficient service Reviewed on: 7th March 2026

Excellent

So easy to apply and receive the loan Reviewed on: 7th March 2026

So quick and easy

So quick and easy, money was in my account within the hour Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan (discontinued)
from 1st Stop (inactive company) 2.80 from 2 reviews
Loans
from London Mutual Credit Union 4.86 from 2279 reviews
Loans
from Plane Saver Credit Union 4.90 from 5367 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub