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Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Zopa a shoulder to lean on.

5
Zopa a shoulder to lean on. Good communication skills by the staff. Always ready to listen and help regardless. No Reviewed on: 16th January 2026

Simply great!

5
Really pleased with Zopa, I've not experienced anything negative. Quick, efficient and effective. Reviewed on: 16th January 2026

Quick service money straight in your bank easy appli...

5
Quick service money straight in your bank easy application excellent Reviewed on: 16th January 2026

Thank you Zopa!

5
I submitted a personal loan request and it was approved in hours. A quick a very simple transaction and the funds were in my account very quickly. I'm very pleased. Thank you Zopa! Reviewed on: 16th January 2026

Fantastic

5
Wonderful experience all round I couldn't be happier Reviewed on: 16th January 2026

Great easy experience, everything works well on the...

5
Great easy experience, everything works well on the app, tells you what you can borrow and your rates, easy to access settlement figures and easy overall makes the process simple and quick Reviewed on: 16th January 2026

Very easy process

5
Very easy process pretty instant decision and loan money received quicky Reviewed on: 16th January 2026

Easy to arrange good acces online.

5
Easy to arrange and quick decision good acces online. Reviewed on: 16th January 2026

Zopa loan

5
Great company - excellent customer experience Reviewed on: 16th January 2026

Excellent so far first time customer but impressed t...

5
Excellent so far first time customer but impressed thus far! Reviewed on: 16th January 2026

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