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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Hassle free and wuick

5
I applied for a loan they set out there details and interest rates which I accepted. The loan was completed and the direct debit set up all hassle free. Reviewed on: 7th March 2026
John A's avatar
John A

My experience of Zopa

5
All the time I have used Zopa I have had excellent service and professionalism. They always set a high standard. Reviewed on: 7th March 2026
William C's avatar
William C

Quality service, easy and hassle free

5
Quality service, easy and hassle free Reviewed on: 7th March 2026
Emma 's avatar
Emma

Very good experience.

5
Very good experience. The app is easy to use and navigable Reviewed on: 7th March 2026
Daisy's avatar
Daisy

Would Recommend

4
Very quick and easy to use. Very clear and transparent. The app is easy to navigate. Reviewed on: 7th March 2026
Melanie C's avatar
Melanie C

Excellent service.

5
Excellent service. Very prompt and little fuss Reviewed on: 7th March 2026
Graham Hackney's avatar
Graham Hackney

The Zopa staff are very friendly and helpful 100%

5
The Zopa staff are very friendly and helpful 100% Reviewed on: 7th March 2026
John o's avatar
John o

Very good start to finish question was answered ...

5
Very good start to finish question was answered Reviewed on: 7th March 2026
Martyn T's avatar
Martyn T

Always keep me informed on payments and any new deals

5
Always keep me informed on payments and any new deals Reviewed on: 7th March 2026
Lesley C's avatar
Lesley C

Excellent service.

5
Excellent service. Delighted with the speed of the transaction Reviewed on: 7th March 2026
Anne F's avatar
Anne F

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