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Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Excellent company

5
I have always found Zopa helpful very easy to understand to fill in the apps. Excellent company Reviewed on: 16th January 2026

Always a top class service, efficient, informative a...

5
Always a top class service, efficient, informative and direct. I’d always check with Zopa first before going to any other provider Reviewed on: 16th January 2026

Very happy with my Zopa experience

5
Quick response and agreement, tips to improve credit score, very happy so far with my Zopa experience Reviewed on: 16th January 2026

I asked for a loan and money was in my account could...

5
I asked for a loan and money was in my account could not ask for anymore Reviewed on: 16th January 2026

Excellent customers service, simple app, great rates

5
Excellent customers service, simple app, great rates Reviewed on: 16th January 2026

Happy zopa customer

5
I have been so happy the the experience with Zopa from the first contact .ease of applying for an account and there speedy replies . They offer a slick no nonsense service .Happy customer all around . Reviewed on: 16th January 2026

Always coming up with new offers, easy to apply and...

5
Always coming up with new offers, easy to apply and money are arriving in minutes. Everything is online which makes it easier. Reviewed on: 16th January 2026

Excellent in all aspects.

5
Excellent customer service, very prompt devision. Reviewed on: 16th January 2026

My Zopa experience

5
A excellent organisation to deal with, very highly recommend anyone to use their services Reviewed on: 16th January 2026

Very easy no problems

5
Very easy to use no issues great service Reviewed on: 16th January 2026

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