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Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Excellent products and easy to use

5
Excellent products and easy to use Reviewed on: 16th January 2026

Applying to Zopa the service was so efficient and fa...

5
Applying to Zopa the service was so efficient and fast, has made such a difference to my finances and the management of them Thankyou Reviewed on: 16th January 2026

Simple and easy to deal with.

5
Simple and easy to deal with. App is great and user friendly Reviewed on: 16th January 2026

I have had no problems with zopa loans,its system is...

5
I have had no problems with zopa loans,its system is easy to use and understand. Reviewed on: 16th January 2026

All round quality service always there when you need...

5
All round quality service always there when you need them day and night Reviewed on: 16th January 2026

Competitive and fast!

5
It was th most competitive loan on the market and was processed so quickly which allowed me to consolidate debt and improve my finances Reviewed on: 16th January 2026

Zopa provided aloan when i needed it.

5
Zopa provided aloan when i needed it. At a price that i could afford. I would use them again. Thank you Zopa. The rate was afforfable and i would recommend it to friends and family. They provided the loan within days, much quicker than i had expected it and just in time for what o needed it for. Reviewed on: 16th January 2026

Very good costume service.

5
Very good costume service. Very helpful Reviewed on: 16th January 2026

Informative, easy and honest

5
I found zopa super easy to use and very informative. They have always been honest and all communication has been easy to read. Reviewed on: 16th January 2026

Always Very easy to use, Clear to understand and ver...

5
Always Very easy to use, Clear to understand and very decent rates for my circumstances. Reviewed on: 16th January 2026

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