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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very quick and efficient service.

Very quick and efficient service. Seamless. Reviewed on: 7th March 2026

Easy to use and rapid decision.

Easy to use and rapid decision. Clear and concise without hidden charges. Money transferred to bank on same day without delay. Reviewed on: 7th March 2026

Support when it’s needed

No hard sell, straightforward and quick. Reviewed on: 7th March 2026

Just fab!

So easy to deal with. Everything’s so quick! No hassle and think I’ll be a customer for many years! Reviewed on: 7th March 2026

Very easy application process and money in your bank...

Very easy application process and money in your bank within hours Reviewed on: 7th March 2026

Very easy from start to finish.

Very easy from start to finish. The application was all online and very easy to complete. Reviewed on: 7th March 2026

My experience was a pleasant surprise in terms of se...

My experience was a pleasant surprise in terms of service quality, customer service, and speed of response; I consider it excellent. Reviewed on: 7th March 2026

Loan application quick and decisive,Friendly staff.

Loan application quick and decisive,Friendly staff Reviewed on: 7th March 2026

Gold Standard!

Zopa has been the best loan company by far for providing a gold standard service and experience in dealing with customers loan requests and bringing everything to a swift conclusion. Reviewed on: 7th March 2026

My experience has been extremely easy with absolutel...

My experience has been extremely easy with absolutely no problems. I’ve had no issues and the app makes the process so stress free. Reviewed on: 7th March 2026

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