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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

I am very happy for personal loans from zopa, quickl...

I am very happy for personal loans from zopa, quickly end good interest.thanks zopa Reviewed on: 7th March 2026

Easy and quick to apply.

Easy and quick to apply. Competitive rates and keeps you informed throughout Reviewed on: 7th March 2026

My loan request was dealt with quckly and efficiently.

My loan request was dealt with quckly and efficiently. Reviewed on: 7th March 2026

Excellent, easy & no issues, very friendly & helpful

Excellent, easy & no issues, very friendly & helpful Reviewed on: 7th March 2026

Many loans over many years

Always easy to arrange a loan and excellent customer service. Who needs a normal bank when you have Zopa Reviewed on: 7th March 2026

Clear, consise and transparent information provided...

Clear, consise and transparent information provided at every step of my loan. You can also watch loan payments decrease...game changer Reviewed on: 7th March 2026

Quick and fair service.

Quick and fair service. Great APP. Reviewed on: 7th March 2026

Quick and easy

Applied for a small loan and was accepted within minutes. Reviewed on: 7th March 2026

Excellent in customer service

Fast response to queries and allocation of funds polite and knowledgeable advisors Reviewed on: 7th March 2026

100 % recommend , easy to navigate , easy to see bal...

100 % recommend , easy to navigate , easy to see balance due, never had to speak to an advisor Reviewed on: 7th March 2026

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