Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Always keep me informed on payments and any new deals

Always keep me informed on payments and any new deals Reviewed on: 7th March 2026

Excellent service.

Excellent service. Delighted with the speed of the transaction Reviewed on: 7th March 2026

Very quick and efficient service.

Very quick and efficient service. Seamless. Reviewed on: 7th March 2026

Easy to use and rapid decision.

Easy to use and rapid decision. Clear and concise without hidden charges. Money transferred to bank on same day without delay. Reviewed on: 7th March 2026

Support when it’s needed

No hard sell, straightforward and quick. Reviewed on: 7th March 2026

Just fab!

So easy to deal with. Everything’s so quick! No hassle and think I’ll be a customer for many years! Reviewed on: 7th March 2026

Very easy application process and money in your bank...

Very easy application process and money in your bank within hours Reviewed on: 7th March 2026

Very easy from start to finish.

Very easy from start to finish. The application was all online and very easy to complete. Reviewed on: 7th March 2026

My experience was a pleasant surprise in terms of se...

My experience was a pleasant surprise in terms of service quality, customer service, and speed of response; I consider it excellent. Reviewed on: 7th March 2026

Loan application quick and decisive,Friendly staff.

Loan application quick and decisive,Friendly staff Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Inheritance Loan
from Ampla Finance 0.00 from 0 reviews
Peer to Business Lending
from Funding Knight 0.00 from 0 reviews
Loans
from Cambrian Credit Union 4.85 from 112 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub