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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Gold Standard!

Zopa has been the best loan company by far for providing a gold standard service and experience in dealing with customers loan requests and bringing everything to a swift conclusion. Reviewed on: 7th March 2026

My experience has been extremely easy with absolutel...

My experience has been extremely easy with absolutely no problems. I’ve had no issues and the app makes the process so stress free. Reviewed on: 7th March 2026

I am very happy for personal loans from zopa, quickl...

I am very happy for personal loans from zopa, quickly end good interest.thanks zopa Reviewed on: 7th March 2026

Easy and quick to apply.

Easy and quick to apply. Competitive rates and keeps you informed throughout Reviewed on: 7th March 2026

My loan request was dealt with quckly and efficiently.

My loan request was dealt with quckly and efficiently. Reviewed on: 7th March 2026

Excellent, easy & no issues, very friendly & helpful

Excellent, easy & no issues, very friendly & helpful Reviewed on: 7th March 2026

Many loans over many years

Always easy to arrange a loan and excellent customer service. Who needs a normal bank when you have Zopa Reviewed on: 7th March 2026

Clear, consise and transparent information provided...

Clear, consise and transparent information provided at every step of my loan. You can also watch loan payments decrease...game changer Reviewed on: 7th March 2026

Quick and fair service.

Quick and fair service. Great APP. Reviewed on: 7th March 2026

Quick and easy

Applied for a small loan and was accepted within minutes. Reviewed on: 7th March 2026

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