Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

No Hassle

Easy to apply quick response no hassle Reviewed on: 7th March 2026

Quick and simple

My loan was approved quickly and the funds transferred to my bank account in less than 10 minutes. Brilliant service Reviewed on: 7th March 2026

Best value I could find.

Best value I could find. I paid off a more expensive loan which was the cheapest my wife could find. My loan was paid into my bank within about 3 days. Reviewed on: 7th March 2026

Easy to setup great comunication and you can control...

Easy to setup great comunication and you can control every thing thruogh the app no hided extras. Reviewed on: 7th March 2026

Very good service available for the items

Very good service available at any time Reviewed on: 7th March 2026

It was a nice experience.

It was a nice experience.very quick and easy to apply Reviewed on: 7th March 2026

Immediate response and easy to follow

Immediate response and easy to follow Reviewed on: 7th March 2026

Straight forward experience.

Straight forward experience.My experience with Zopa was simple, clear, and generally positive. The application process was easy to follow, with each step explained in plain language. I was able to check my eligibility quickly without affecting my credit score, which helped me decide whether to proceed. Reviewed on: 7th March 2026

Very quick and pleasant sorted within a day

Very quick and pleasant sorted within a day Reviewed on: 7th March 2026

Easy application, and excellent customer service,

User friendly website, excellent customer service, and the loan amount was transferred very quickly. Highly recommended. Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Balmoral Financial 0.00 from 0 reviews
Logbook Loan
from Car Cash Point 4.72 from 289 reviews
Payday Loan
from Pixie Loans 4.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub