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Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

App is great, money pays in immediately

5
App is great, money pays in immediately Reviewed on: 16th January 2026

helpful quick

1
very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Zopa loans

5
Very competitive rates fast decision keep you well informed and the money is transferred to you very quickly would highly recommend Reviewed on: 16th January 2026

The application process was seamless and intuitive

5
The application process was seamless and intuitive, the follow up call was painless and informative Reviewed on: 16th January 2026

Excellent customer experience quick and efficient

5
Excellent customer experience quick and efficient Reviewed on: 16th January 2026

Excellent service easy to navigate great app everyth...

5
Excellent service easy to navigate great app everything you could wish for in a finance company Reviewed on: 16th January 2026

Wanted to consolidate credit cards.

5
Wanted to consolidate credit cards. Zopa very friendly and easy to talk to. Reviewed on: 16th January 2026

Quick no Hazel loan same day.

5
Quick no Hazel loan same day. Saved me from personal serious issue. Zopa is the best. Reviewed on: 16th January 2026

Very simple process and very efficient

5
Very simple process and very efficient Reviewed on: 16th January 2026

Quick and easy to use and never had any problems.

5
Quick and easy to use and never had any problems.including the app. Reviewed on: 16th January 2026

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