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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent in customer service

Fast response to queries and allocation of funds polite and knowledgeable advisors Reviewed on: 7th March 2026

100 % recommend , easy to navigate , easy to see bal...

100 % recommend , easy to navigate , easy to see balance due, never had to speak to an advisor Reviewed on: 7th March 2026

Easy to arrange a loan, quick decision and very help...

Easy to arrange a loan, quick decision and very helpful service team Reviewed on: 7th March 2026

Easy to apply, quick decision, excellent rate

Easy to apply, quick decision, excellent rate Reviewed on: 7th March 2026

First class professional service 5 stars

First class speedy service from start to finish . 4 mins money in my bank . Straight forward and easy to apply very professional. Reviewed on: 7th March 2026

Experience is excellent, easy to apply and money is...

Experience is excellent, easy to apply and money is in your account very quick Reviewed on: 7th March 2026

So easy to apply.

From start to finish the process of applying for a loan was so simple and it was in my bank in no time at all. Reviewed on: 7th March 2026

So easy and fast service

So easy and fast service , money transferred within an hour. Reviewed on: 7th March 2026

Giving hope to people with not so good credit

From start to finish everyone I spoke to was very professional and nice..the decision was made very quickly..Didn't think I would get a loan with my credit rating so was happy that they took a chance on me Reviewed on: 7th March 2026

Quick and easy

Quick and easy and a great rate Reviewed on: 7th March 2026

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