Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

View other Zopa products

4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68053)

Easy User Functionality

The app is simple and effective to use. I find it easy to manage my accounts, make additional payments and find other products. I am able to find the settlement figure or to get additional loans by navigating the app options. Furthermore loan products are recommended to me based on the borrowing power shown in the app. ZOPA's loan process is simple when you have a good credit rating. I will conitnue to use ZOPA and will be applying for a bank account. Reviewed on: 16th January 2026

Easy to apply for a loan & the cash was issued quick...

Easy to apply for a loan & the cash was issued quickly once approved, easy to manage on the app Reviewed on: 16th January 2026

Really easy to use app and service is great

Really easy to use app and service is great Reviewed on: 16th January 2026

Was easy to set up and good communication throughout

Was easy to set up and good communication throughout Reviewed on: 16th January 2026

Quick reply and money deposited within minutes.

Quick reply and money deposited within minutes. Reviewed on: 16th January 2026

Excellent Service Provider

Zopa provided a fast, reliable and efficient financial service that met my expectations and goals. Reviewed on: 16th January 2026

Good experience over all but issues with bank statem...

Good experience over all but issues with bank statements was annoying Reviewed on: 16th January 2026

A good service

Very quick and simple process everything went as planned, early days yet hope everything else runs just as smooth Reviewed on: 16th January 2026

Everything is just so seamless.

Everything is just so seamless. Respond quickly to enquiries. All online and at your fingertips. App is great - offers all the features you need. Reviewed on: 16th January 2026

Easy to use and great service.

Easy to use and great service. Love the app which is great and easy to get round Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Plane Saver Credit Union 4.90 from 5367 reviews
Bridging Loan
from Mint Bridging 3.75 from 5 reviews
Payday Loans
from Cashfloat 4.75 from 167 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub