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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

When I was going through serious financial difficult...

When I was going through serious financial difficulties, Zopa offered me a loan with a much more affordable interest rate than others. Their support meant a lot during a very stressful time and helped relieve a huge burden. I’m truly grateful for their help when I needed it most. Reviewed on: 6th March 2026

Loan approved with minimum worry.

Loan approved with minimum worry. Loan awarded in good time. This is an excellent firm and I would highly recommend them because they are efficient, helpful and courteous. Reviewed on: 6th March 2026

Fast efficient and easy to use process and funds in...

Fast efficient and easy to use process and funds in my account in less than an hour.. Reviewed on: 6th March 2026

Wonderful!

Wonderful experience great deal done Reviewed on: 6th March 2026

Quick and helpful responses.

Quick and helpful responses. Nhelped at a difficult time. Reviewed on: 6th March 2026

Incredible fast trustworthy excellent

Incredible fast trustworthy excellent Reviewed on: 6th March 2026

The process took a few days but they had to be sure...

The process took a few days but they had to be sure I could handle the loan and that all questions had been asked Reviewed on: 6th March 2026

Good honest loan provider who gives you cash in a flash

I have had a loan with Zopa and it was at a good rate Reviewed on: 6th March 2026

Good customer service!

Good customer service! Always there to help and friendly people Reviewed on: 6th March 2026

Very easy to get a loan and the money was in my bank...

Very easy to get a loan and the money was in my bank account straight away Reviewed on: 6th March 2026

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