Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

View other Zopa products

4.94

Based on 68,054 reviews, last reviewed 26th Mar 2026

274200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A great product for all A great product with a decent interest rate that reflects my circumstances. A great app to use to see all of my accounts in one go Reviewed on: 26th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68054)

Grate componey

Really good company can t flat them Reviewed on: 16th January 2026

excellent service, courtesy to customer, prompt serv...

excellent service, courtesy to customer, prompt service, recommended. Reviewed on: 16th January 2026

Excellent team

It was much easier to apply and communications between us was excellent and all the processes was in timely order Reviewed on: 16th January 2026

Good value

Good APR, good loan duration, good customer service Reviewed on: 16th January 2026

Very professional and no waiting around for days on...

Very professional and no waiting around for days on a decision Reviewed on: 16th January 2026

Fast, Fair and Affordable.

I wanted a loan for a car, it was the best rate and the money was in my account within hours. Reviewed on: 16th January 2026

Home improvement

We needed new windows, and zopa was able to provide a loan at an excellent rate.and a price per month that was affordable. Reviewed on: 16th January 2026

Efficient and helpful.

Efficient and helpful. highly recommended. Reviewed on: 16th January 2026

decision was quick and my funds available

Application process was quick and easy, decision was quick and funds were available Reviewed on: 16th January 2026

Zopa the best loan to apply for

Really easy to apply for a loan, and they ensure that the loan meets your needs. They also make sure that nobody is asking you to apply for the loan ensuring your safety and well-being Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Your Community Bank 4.96 from 172 reviews
Loans
from Nottingham Credit Union 5.00 from 6 reviews
Payday Loan
from Care Finance 5.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub