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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fast efficient and easy to use process and funds in...

Fast efficient and easy to use process and funds in my account in less than an hour.. Reviewed on: 6th March 2026

Wonderful!

Wonderful experience great deal done Reviewed on: 6th March 2026

Quick and helpful responses.

Quick and helpful responses. Nhelped at a difficult time. Reviewed on: 6th March 2026

Incredible fast trustworthy excellent

Incredible fast trustworthy excellent Reviewed on: 6th March 2026

The process took a few days but they had to be sure...

The process took a few days but they had to be sure I could handle the loan and that all questions had been asked Reviewed on: 6th March 2026

Good honest loan provider who gives you cash in a flash

I have had a loan with Zopa and it was at a good rate Reviewed on: 6th March 2026

Good customer service!

Good customer service! Always there to help and friendly people Reviewed on: 6th March 2026

Very easy to get a loan and the money was in my bank...

Very easy to get a loan and the money was in my bank account straight away Reviewed on: 6th March 2026

Loan approved swiftly.

Loan approved swiftly. Best lender ever Reviewed on: 6th March 2026

Good Service

Fast, esp for a Sunday, and money was in the account in no time. No fuss, and a much better rate than car finance had quoted us. The App is great. Reviewed on: 6th March 2026

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