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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy to use, always quick response

Easy to use, always quick response Reviewed on: 6th March 2026

Excellent Service

Quick easy application and speedy funds deposited into your account Reviewed on: 6th March 2026

Information about what is available is accurate and...

Information about what is available is accurate and approval very quick. All expectations exceeded. Reviewed on: 6th March 2026

Excellent service easy process and didn't have to wa...

Excellent service easy process and didn't have to wait to long for an answer Reviewed on: 6th March 2026

Fast efficient and friendly service, feel like a val...

Fast efficient and friendly service, feel like a valued customer and not just an account number. Reviewed on: 6th March 2026

Brilliant service

Very quick, no hassles took less than ten minutes would definitely recommend. They were brilliant, I paid extra on cards to pay them off but a loan was a simple way to clear them quickly. Reviewed on: 6th March 2026

Easy to apply for loan.

Easy to apply for loan. Funds were available very quickly once approved. Reviewed on: 6th March 2026

Easy and clear terms, mindful reminders and good cle...

Easy and clear terms, mindful reminders and good clear communication throughout. Reviewed on: 6th March 2026

Great Great Great Great Great Great Great Great Grea...

Great Great Great Great Great Great Great Great Great Great Great Great Great Great Great Great Reviewed on: 6th March 2026

Quick easy and good interest rate

Quick easy and good interest rate Reviewed on: 6th March 2026

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