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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Helpful,reliable and very reasonable not a bad word...

Helpful,reliable and very reasonable not a bad word to say about Zopa great help. Reviewed on: 6th March 2026

It’s fast application and money lands in account sam...

It’s fast application and money lands in account same day Reviewed on: 6th March 2026

Nice and easy

Easy to do no problem with the service from start to finish went on site chose what I wanted Reviewed on: 6th March 2026

Fast transfer applied in minutes

Fast transfer applied in minuted Reviewed on: 6th March 2026

Your management are more efficient and respect their...

Your management are more efficient and respect their customers when attending to their customers. .Zopa bank have good skilled staff, they know they doings. They known the value of customers. They don't wasted customers time. I was impressed the ways l was being respected. I will introduce Zopa bank to my family and friends. I will open account with Zopa bank because I was very happy with way they attending to me. Reviewed on: 6th March 2026

Easy from start to finish , very helpful all along t...

Easy from start to finish , very helpful all along the way and staff friendly and helpful Reviewed on: 6th March 2026

Great service fast and friendly and reliable would r...

Great service fast and friendly and reliable would recommend to anyone Reviewed on: 6th March 2026

Good it's good we i finished apply again

Good it's good we i finished apply again Reviewed on: 6th March 2026

Great experience from the start.

Great experience from the start. I was a bit uncertain on how the application process would go but I was quickly approved (I assume due to my good credit rating) and the money was paid into my account within minutes. Seems like a very fair experience which is exactly what I was looking for. Reviewed on: 6th March 2026

Excellent service and quick turnaround with very goo...

Excellent service and quick turnaround with very good rates. Reviewed on: 6th March 2026

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