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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 26th Mar 2026

274200% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

A great product for all A great product with a decent interest rate that reflects my circumstances. A great app to use to see all of my accounts in one go Reviewed on: 26th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Seamless

It was seamless and my money was my account immediately Reviewed on: 16th January 2026

Very simple process , easy to review progress

Very simple process , easy to review progress Reviewed on: 16th January 2026

excellent and easy to apply and accomosating

excellent and easy to apply and accomosating Reviewed on: 16th January 2026

I have found the app and process very easy and effic...

I have found the app and process very easy and efficient. Money in account when said and advice very well explained highly recommend for both loans and credit card. Reviewed on: 16th January 2026

Easy to use application form, decision was made with...

Easy to use application form, decision was made with in a few minutes! Reviewed on: 16th January 2026

It’s been a breeze to deal with and that’s all you c...

It’s been a breeze to deal with and that’s all you can ask for. Reviewed on: 16th January 2026

Very efficient and easy to navigate

Very efficient and easy to navigate and the rates on offer were more than reasonable Reviewed on: 16th January 2026

Simple, fast and great customer service.

From start to finish the process. was simple and fast. The customer service was excellent. Reviewed on: 16th January 2026

They made the whole process so easy

They made the whole process so easy Reviewed on: 16th January 2026

good service

helpful informative and friendly Reviewed on: 16th January 2026

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