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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great experience from the start.

Great experience from the start. I was a bit uncertain on how the application process would go but I was quickly approved (I assume due to my good credit rating) and the money was paid into my account within minutes. Seems like a very fair experience which is exactly what I was looking for. Reviewed on: 6th March 2026

Excellent service and quick turnaround with very goo...

Excellent service and quick turnaround with very good rates. Reviewed on: 6th March 2026

Easy to use, always quick response

Easy to use, always quick response Reviewed on: 6th March 2026

Excellent Service

Quick easy application and speedy funds deposited into your account Reviewed on: 6th March 2026

Information about what is available is accurate and...

Information about what is available is accurate and approval very quick. All expectations exceeded. Reviewed on: 6th March 2026

Excellent service easy process and didn't have to wa...

Excellent service easy process and didn't have to wait to long for an answer Reviewed on: 6th March 2026

Fast efficient and friendly service, feel like a val...

Fast efficient and friendly service, feel like a valued customer and not just an account number. Reviewed on: 6th March 2026

Brilliant service

Very quick, no hassles took less than ten minutes would definitely recommend. They were brilliant, I paid extra on cards to pay them off but a loan was a simple way to clear them quickly. Reviewed on: 6th March 2026

Easy to apply for loan.

Easy to apply for loan. Funds were available very quickly once approved. Reviewed on: 6th March 2026

Easy and clear terms, mindful reminders and good cle...

Easy and clear terms, mindful reminders and good clear communication throughout. Reviewed on: 6th March 2026

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