Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

View other Zopa products

4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68055)

good service

helpful informative and friendly Reviewed on: 16th January 2026

Affordable

Nice and easy process heard back really quickly and I found them affordable compared to some loan companies Reviewed on: 16th January 2026

I use the app very easy and simple

I use the app very easy and simple Reviewed on: 16th January 2026

Superb, recommend!

So easy to do, all the info you need is at hand and is laid out straight, easy to understand. Highly recommended for simplicity. Reviewed on: 16th January 2026

quick applicatoin no hassle all straight forward tel...

quick applicatoin no hassle all straight forward tells you exactly whats what and whats to be paid every month and how much interest you will pay on the loan Reviewed on: 16th January 2026

I’ve got loan in a second , every 2 weeks they updat...

I’ve got loan in a second , every 2 weeks they update the offers and is also fascinating how after years banking with other Bank which I had never any offer and Zopa changed my life and the view . Reviewed on: 16th January 2026

Quick and easy

Quick and easy to search, choose and apply. Clear and simple. Reviewed on: 16th January 2026

Zopa simply the best provider of loans and credit ca...

Zopa simply the best provider of loans and credit cards you know exactly what you pay each month with email and text messages alerting you Reviewed on: 16th January 2026

I couldn't believe how quick and easy it was to get...

I couldn't believe how quick and easy it was to get my loan. The lady on the phone was so nice and chatty. Will definitely be using again should I need another loan Reviewed on: 16th January 2026

The best experience ever.

The best experience ever. The whole process from the beginning till the end was very smooth. Very pleased. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loans
from Cashfloat 4.75 from 167 reviews
Loans
from Hoot Credit Union 5.00 from 12 reviews
Payday Loan
from Heart Paydays 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub