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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

No problems from start to finish

No problems from start to finish Reviewed on: 6th March 2026

Very fast and easy process

Very fast decision, all digital, didn't ask for large amounts of fairly irrelevant information as other companies do, fairly immediate transfer of funds. Very clean, no fuss, manageable repayments requested. Reviewed on: 6th March 2026

Good experience money was in my account with in 20 m...

Good experience money was in my account with in 20 minutes Reviewed on: 6th March 2026

Reliable and life saving

I have gotten 2 loans from Zopa and never had a bad experience. They are trustworthy and accept within minutes making decisions quick to buy something. Their rates of interest are lower than other places making it the best choice going forward in future Reviewed on: 6th March 2026

Loans set up very easily at good rates, quick turnar...

Loans set up very easily at good rates, quick turnaround when I have applied Reviewed on: 6th March 2026

Great customer service, they explain everything so y...

Great customer service, they explain everything so you understand the terms and conditions clearly. Reviewed on: 6th March 2026

No fuss loan application..

Nothing was complicated in applying for a loan to meet my requirements. Went through smoothly. No frustration or anxious waiting for application. Easiest loan I have ever had to request. Reviewed on: 6th March 2026

Outstanding at all levels of the process

Outstanding at all levels of the process Reviewed on: 6th March 2026

Great service

Quick and easy process, great customer service Reviewed on: 6th March 2026

I love Zopa!

I love Zopa!!! I hope next time I will get better interest Reviewed on: 6th March 2026

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