Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

View other Zopa products

4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68055)

Great service.

Online application, one quick phone call with a change of address, and funds in my account within minutes. Brilliant. Reviewed on: 16th January 2026

Had no trouble very fast and efficent

Had no trouble very fast and efficent Reviewed on: 16th January 2026

Very easy online application and super fast decision.

Very easy online application and super fast decision. Excellent customer service Reviewed on: 16th January 2026

Easy to contact and quick decision.

Easy to contact and quick decision. Reviewed on: 16th January 2026

Zopa was great to do business with

Zopa was straightforward/no nonsense once approached . Which is a relief when dealing with financial matters Reviewed on: 16th January 2026

I’ve had loans with Zopa for about 5 years maybe now...

I’ve had loans with Zopa for about 5 years maybe now and never had and issue. Reviewed on: 16th January 2026

Had three loans with this company cannot fault them.

Had three loans with this company cannot fault them. Reviewed on: 16th January 2026

Friendly efficient staff.

Friendly efficient staff. Explained process in terms that are easily understood Reviewed on: 16th January 2026

It is quite straight forward to secure a loan

It is quite straight forward to secure a loan Reviewed on: 16th January 2026

Excellent service and kept in the loop as a customer...

Excellent service and kept in the loop as a customer Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Halifax 4.23 from 39 reviews
Personal Loans
from Reevo 4.89 from 744 reviews
Personal loans
from Clockwise Credit Union 4.88 from 2928 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub