Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

The process of applying for my loan was trouble free...

The process of applying for my loan was trouble free from start to finish. Reviewed on: 6th March 2026

Zopa is supa.

Zopa is very easy to deal with and kept me informed throughout the process. Reviewed on: 6th March 2026

No problems from start to finish

No problems from start to finish Reviewed on: 6th March 2026

Very fast and easy process

Very fast decision, all digital, didn't ask for large amounts of fairly irrelevant information as other companies do, fairly immediate transfer of funds. Very clean, no fuss, manageable repayments requested. Reviewed on: 6th March 2026

Good experience money was in my account with in 20 m...

Good experience money was in my account with in 20 minutes Reviewed on: 6th March 2026

Reliable and life saving

I have gotten 2 loans from Zopa and never had a bad experience. They are trustworthy and accept within minutes making decisions quick to buy something. Their rates of interest are lower than other places making it the best choice going forward in future Reviewed on: 6th March 2026

Loans set up very easily at good rates, quick turnar...

Loans set up very easily at good rates, quick turnaround when I have applied Reviewed on: 6th March 2026

Great customer service, they explain everything so y...

Great customer service, they explain everything so you understand the terms and conditions clearly. Reviewed on: 6th March 2026

No fuss loan application..

Nothing was complicated in applying for a loan to meet my requirements. Went through smoothly. No frustration or anxious waiting for application. Easiest loan I have ever had to request. Reviewed on: 6th March 2026

Outstanding at all levels of the process

Outstanding at all levels of the process Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loans
from Abound 4.79 from 18468 reviews
Loans
from Nottingham Credit Union 4.31 from 7 reviews
Loans
from Great Western Credit Union 4.74 from 2059 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub