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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Great experience

Simple, no fuss process. Money transferred almost immediately. Reviewed on: 6th March 2026

Overall, my experience with Zopa has exceeded my exp...

Overall, my experience with Zopa has exceeded my expectations. The combination of an easy-to-use interface, a swift application and approval process, transparent terms, and reliable customer service has made it my go-to app for any future loan needs. I highly recommend Zopa to anyone looking for a fast and hassle-free loan experience. This app is a game-changer in the world of personal finance! Reviewed on: 6th March 2026

Excellent on line process

The loan application was dealt with expedience and very professionally on line. Checks were made by Zopa as to my ability to repay which gave me confidence in the company and the integrity of the organisation. Reviewed on: 6th March 2026

The loan process was smart and very friendly with a...

The loan process was smart and very friendly with a call verification Reviewed on: 6th March 2026

Zopa - the preferred choice!

Straightforward easy to complete application process, quick review of my circumstances; approval with loan funds received in my bank account within an hour. Website was easy to navigate. Interest rates was competitive. Customer service have great comms and provided regular email updates. The entire procedure was stress free, Reviewed on: 6th March 2026

Helpful and prompt service and support

Helpful and prompt service and support Reviewed on: 6th March 2026

Great experience.

Great experience for my personal loan. Reviewed on: 6th March 2026

Quick easy and very straight forward

Quick easy and very straight forward Reviewed on: 6th March 2026

Easy to use app.

Easy to use app. Good rates on loans. Reviewed on: 6th March 2026

Best rates & easy application process

Best rates available for what I needed and super simple to apply. I like that I can see everything in the app. This is now my second time of using Zopa. Reviewed on: 6th March 2026

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