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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Very quick and easy to use service.

Very quick and easy to use service. Borrowing money was an easy process. Reviewed on: 6th March 2026

Really refreshing approach

It’s quick and easy to use, love the app, which is simple to navigate with some great features that help you manage your account. The ability to make one off additional payments is great. Reviewed on: 6th March 2026

Loan was paid into my a bank seconds after agreement...

Loan was paid into my a bank seconds after agreement which was good. Reviewed on: 6th March 2026

Straight forward application and good vetting for se...

Straight forward application and good vetting for security of all concerned in the process. Reviewed on: 6th March 2026

Smooth and efficient, exactly as one would hope

Smooth and efficient, exactly as one would hope Reviewed on: 6th March 2026

Getting the loan was so quick and painless that I’d...

Getting the loan was so quick and painless that I’d recommend Zopa to everyone. Reviewed on: 6th March 2026

Easy to apply and competitive rate

Easy to apply and competitive rate Reviewed on: 6th March 2026

Quick result.

On line interaction. Very quick result. Reviewed on: 6th March 2026

Very fast service really good service will use again

Very fast service really good service will use again Reviewed on: 6th March 2026

Very efficient and effective service

Very efficient and effective service Reviewed on: 6th March 2026

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