Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,055 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68055)

Amazing interest rate and app is easy to navigate an...

5
Amazing interest rate and app is easy to navigate and understand Reviewed on: 16th January 2026

The experience is great

5
The experience is great and more efficient. Reviewed on: 16th January 2026

Quick, simple process to apply for a loan

5
Quick, simple process to apply for a loan Reviewed on: 16th January 2026

So easy to work with

5
So easy to work with hassle free forms to fill in answers straight away. Reviewed on: 16th January 2026

Easy peasey

5
So easy to follow and brilliant service and decent rate. Reviewed on: 16th January 2026

I can not fault zopa at all my loan was hassle free...

5
I can not fault zopa at all my loan was hassle free and rhe app is very easy to use Reviewed on: 16th January 2026

Quick easy and a fast process from applying, really...

5
Quick easy and a fast process from applying, really impressed with the process. Reviewed on: 16th January 2026

Seamless application and great support via the app

5
Seamless application and great support via the app Reviewed on: 16th January 2026

Easy hassle free service without any exposure to risk.

5
Easy hassle free service without any exposure to risk. Definitely worth a try Reviewed on: 16th January 2026

Great service

5
Very quick and easy only took 5mins to apply Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
    View all products