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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Easy to use app.

Easy to use app. Good rates on loans. Reviewed on: 6th March 2026

Best rates & easy application process

Best rates available for what I needed and super simple to apply. I like that I can see everything in the app. This is now my second time of using Zopa. Reviewed on: 6th March 2026

Very quick and easy to use service.

Very quick and easy to use service. Borrowing money was an easy process. Reviewed on: 6th March 2026

Really refreshing approach

It’s quick and easy to use, love the app, which is simple to navigate with some great features that help you manage your account. The ability to make one off additional payments is great. Reviewed on: 6th March 2026

Loan was paid into my a bank seconds after agreement...

Loan was paid into my a bank seconds after agreement which was good. Reviewed on: 6th March 2026

Straight forward application and good vetting for se...

Straight forward application and good vetting for security of all concerned in the process. Reviewed on: 6th March 2026

Smooth and efficient, exactly as one would hope

Smooth and efficient, exactly as one would hope Reviewed on: 6th March 2026

Getting the loan was so quick and painless that I’d...

Getting the loan was so quick and painless that I’d recommend Zopa to everyone. Reviewed on: 6th March 2026

Easy to apply and competitive rate

Easy to apply and competitive rate Reviewed on: 6th March 2026

Quick result.

On line interaction. Very quick result. Reviewed on: 6th March 2026

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