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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa happy

Really helpful service, quick to respond and good rates of interest Reviewed on: 6th March 2026

My loan was quick and easy and the money was in my b...

My loan was quick and easy and the money was in my bank account straight away Reviewed on: 6th March 2026

Quick and easy

Everything was easy to use and the process was smooth Reviewed on: 6th March 2026

Great company with good rates.

Great company with good rates. Easy to deal with and a very good app Reviewed on: 6th March 2026

Never had a problem with zopa great service

Never had a problem with zopa great service Reviewed on: 6th March 2026

Brilliant company

Very quick decision excellent service i received all that I asked for Reviewed on: 6th March 2026

Good experience very efficient.

Good experience very efficient.Fast and efficient.receive the money in my account in no time Reviewed on: 6th March 2026

Easy, quick efficient

Easy to deal, quick transfer, great app Reviewed on: 6th March 2026

Great loan offers and easy to use website.

Great loan offers and easy to use website. Needed a small loan quickly and it was in my account the same day. Very competitive interest rates. Reviewed on: 6th March 2026

Quick and easy loan application process

Quick and easy loan application process Reviewed on: 6th March 2026

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