Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

View other Zopa products

4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68055)

I have a credit card and personal loan with Zopa.

I have a credit card and personal loan with Zopa. I have been a customer for over 4 years now and I couldn’t be happier. App is great and have every feature you need. I would recommended to family and friends. So much so my sister open an account with them Reviewed on: 16th January 2026

Simple and smooth process

The loan process was simple and went smoothly. The money was in my account quickly and I was kept informed at every stage. Reviewed on: 16th January 2026

fabulous

super easy and fast to use as long as all your paperwork is in order Reviewed on: 16th January 2026

Zopa look after you well !

Zopa always provide an excellent service . The products are easy to understand and good value . Reviewed on: 16th January 2026

Personalised loan

Applied for a loan with Zopa, the company acted swiftly and professionally after my online application was approved, one phone from the company to id me and the money was in my bank . Excellent service would definitely recommend. Reviewed on: 16th January 2026

Dealing with zopa was very simple no waiting no hass...

Dealing with zopa was very simple no waiting no hassle easy and very efficient app very good thank you Reviewed on: 16th January 2026

Zopa help me

Zopa help me to keep control of my money Reviewed on: 16th January 2026

Quick and easy

Quick and easy, everything explained fully and ready to help with any issues. Reviewed on: 16th January 2026

Professional services through out my journey to rece...

Professional services through out my journey to receive my loan offer.Courteous staff nothing was too much trouble in answering questions Reviewed on: 16th January 2026

The best loan experience you can have

Easy application. Personal phone call to enable loan application. Quick approval . Good app. Felt was joining something and being supported … have had many loan experiences over the years but this has been my best experience with a l lender by far Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging
from OSL Financial Services Ltd 0.00 from 0 reviews
Payday Loan
from Bongaloans 0.00 from 0 reviews
Home credit (discontinued)
from Morses Club (inactive company) 2.87 from 34 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub