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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

From start to finish the whole application was simpl...

From start to finish the whole application was simple and straight forward. I found the rates to be good in my circumstances and was chuffed when I was offered the amount needed for my car. The repayments are affordable and tbh i pay by Direct debit so I dont even think about it Reviewed on: 6th March 2026

Easy process, asel free and enjoyable.

Easy process, asel free and enjoyable. Reviewed on: 6th March 2026

Zopa's application process

If you are a previous customer of Zopa they offer such a seamless straightforward application the next time you apply for a loan . Their application process is amazing Reviewed on: 6th March 2026

I am a74 year old pensioner and I applied for a loan...

I am a74 year old pensioner and I applied for a loan and was really surprised at how quickly it was Zopa was my last hope I can’t thank you enough Zopa Reviewed on: 6th March 2026

Speedy and efficient service...

My loan was approved in 24 hours after a phone call and questions by a member of staff. I applied online and it was a straightforward procedure. Reviewed on: 6th March 2026

Hassle free experience, I was taken through the step...

Hassle free experience, I was taken through the steps and it wasn't difficult at all. Reviewed on: 6th March 2026

Simplicity of application.

Simplicity of application. Swift response of application.Intrest rates could be slightly lower,to match the competition, Reviewed on: 6th March 2026

Great service very quick and easy to use the applica...

Great service very quick and easy to use the application Reviewed on: 6th March 2026

Excellent service.

Excellent service. Have been using Zopa for years and would highly recommend them. Reviewed on: 6th March 2026

Excellent quick service.

Excellent quick service. Keeps you posted on the loan and the app is brilliant for tracking payments Reviewed on: 6th March 2026

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