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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 68,055 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68055)

Very easy to deal with, you always know where you st...

5
Very easy to deal with, you always know where you stand. I would highly recommend Zopa Reviewed on: 16th January 2026
Martin D's avatar
Martin D

From start to finish Zopa were easy to deal with and...

5
From start to finish Zopa were easy to deal with and very prompt in their handling of the transaction Reviewed on: 16th January 2026
Michael C's avatar
Michael C

My experience was wonderful

5
My experience was wonderful. I tried to get a loan with my bank. Unfortunately, it was denied even having a very good credit score. Even the advisor couldn't understand why it was denied, and to have a reason I will need to send a letter and wait for an answer. I am very pleased that it was denied, because I found Zopa. I just applied, and had the answer on the same day. I am very happy with Zopa. Reviewed on: 16th January 2026
Andreia G's avatar
Andreia G

Quick disission on loans very friendly and helpful

5
Quick disission on loans very friendly and helpful Reviewed on: 16th January 2026
Ann m's avatar
Ann m

Great company!! Easy to use App.

5
Arrange a loan quickly and efficiently with no problems at a very competitive rate. Easy to use App and reminders of when payment is due. Will recommend and use again in the future. Reviewed on: 16th January 2026
JuneG's avatar
JuneG

quick and easy

5
I applied for a loan and the process was very quick and easy. Reviewed on: 16th January 2026
June g's avatar
June g

Simple & quick, excellent service

5
Simple & quick, excellent service Reviewed on: 16th January 2026
Jason's avatar
Jason

Hassle free, manageable loans

5
Great company. Easy to access and manage loans with any fuss. Reviewed on: 16th January 2026
Dianne B's avatar
Dianne B

Great service

5
Very speedy response and was kept informed of the stages of the process from the application to receiving the funds. Zero stress great job all round Reviewed on: 16th January 2026
Rachel h's avatar
Rachel h

Great from start to finish

5
Easy application with good rates. App is easy to navigate too Reviewed on: 16th January 2026
Lynsey Drummond's avatar
Lynsey Drummond

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