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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Loan quickly

Nice, quick, thoughtful, thorough. Reviewed on: 6th March 2026

Very easy to navigate a loan from Zopa online.

Very easy to navigate a loan from Zopa online.. good rates and plenty of options too. Reviewed on: 6th March 2026

Very nice service

Very nice service that day i apply after some time money come in my account good service Reviewed on: 6th March 2026

Simple, fast, helpful !

Simple, fast, helpful, quick and easy Reviewed on: 6th March 2026

Highly recommended. So easy to apply

I was very impressed by how fast and easy it was to apply for the loan. The money was in my bank straight away. Reviewed on: 6th March 2026

Excellent service

Fast & reliable service .was Great Reviewed on: 6th March 2026

Excellent loan provider, easy to use and just about...

Excellent loan provider, easy to use and just about simplicity! Reviewed on: 6th March 2026

Excellent service and easy to apply

It was easy to apply for the loan and a quick decision to approve it. The loan was paid into my bank account on the day I expected and the whole process was simple. Reviewed on: 6th March 2026

The best for loans

Really quick and easy to use , told straight away if been approved , money straight away Reviewed on: 6th March 2026

The advisor was very professional and patient with m...

The advisor was very professional and patient with me, I am not very good with technology and the advisor help me through the process I can't thank her enough. Reviewed on: 6th March 2026

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