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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent service.

Excellent service. Have been using Zopa for years and would highly recommend them. Reviewed on: 6th March 2026

Excellent quick service.

Excellent quick service. Keeps you posted on the loan and the app is brilliant for tracking payments Reviewed on: 6th March 2026

Loan quickly

Nice, quick, thoughtful, thorough. Reviewed on: 6th March 2026

Very easy to navigate a loan from Zopa online.

Very easy to navigate a loan from Zopa online.. good rates and plenty of options too. Reviewed on: 6th March 2026

Very nice service

Very nice service that day i apply after some time money come in my account good service Reviewed on: 6th March 2026

Simple, fast, helpful !

Simple, fast, helpful, quick and easy Reviewed on: 6th March 2026

Highly recommended. So easy to apply

I was very impressed by how fast and easy it was to apply for the loan. The money was in my bank straight away. Reviewed on: 6th March 2026

Excellent service

Fast & reliable service .was Great Reviewed on: 6th March 2026

Excellent loan provider, easy to use and just about...

Excellent loan provider, easy to use and just about simplicity! Reviewed on: 6th March 2026

Excellent service and easy to apply

It was easy to apply for the loan and a quick decision to approve it. The loan was paid into my bank account on the day I expected and the whole process was simple. Reviewed on: 6th March 2026

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