Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

View other Zopa products

4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68055)

Cutting edge personal loan provider

Easy and efficient process and funds were received the same day. So impress Ive. Cutting edge of personal loans! Reviewed on: 16th January 2026

Easy to deal with ..

Easy to deal with, website very intuitive, rates competitive Reviewed on: 16th January 2026

Easy use website quick and user friendly.

Easy use website quick and user friendly. kind staff who care and take time to explain things to you Reviewed on: 16th January 2026

Amazing experience - Professional

Amazing experience. Would not hesitate to use again and to recommend to others Reviewed on: 16th January 2026

Realistic and Slick

Having applied to a different provider for a loan where the rate offered was way above the original advertised rate Zopa seemed much more realistic at the outset (as well as lower in the end!). It was also a slicker process. Reviewed on: 16th January 2026

Very simply and easy to apply for the loan

Very simply and easy to apply for the loan Reviewed on: 16th January 2026

Very easy to apply and fast service

Very easy to apply and fast service Reviewed on: 16th January 2026

They asked all the right questions as a responsible...

They asked all the right questions as a responsible lender. The decision was quick and the money was in my account within half an hour. Reviewed on: 16th January 2026

I have used Zopa for personal finance loans for seve...

I have used Zopa for personal finance loans for several years and have never had a problem with payment system, updated statements & reapplying for further loans…I do not hesitate to recommend Zooa to friends & family…The service is so good I am reviewing my ‘Hight Street Bank Service’ in favour of Zopa banking services. Reviewed on: 16th January 2026

The whole experience with zopa has been amazing.

The whole experience with zopa has been amazing. Everything is simple to use and understand with no hidden jargon. What you ask for is what you get. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Metro Bank 4.85 from 74 reviews
Bridging Finance (discontinued)
from Halcyon Bridging Finance (inactive company) 0.00 from 0 reviews
Payday Loan
from Care Finance 5.00 from 2 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub