Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,055 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68055)

the whole experience was excellent .

5
the whole experience was excellent .it was quick and easy to arrange. i am so grateful to the whole process and its made a real difference Reviewed on: 16th January 2026

Brilliant service web site so easy to use.

5
Brilliant service web site so easy to use. Reviewed on: 16th January 2026

Brilliant

5
Really fast and easy to do. Straight forward website as well Reviewed on: 16th January 2026

very easy to apply and brilliant app

5
very easy to apply and brilliant app Reviewed on: 16th January 2026

Good company Great experience quick and efficient

5
Great experience quick and efficient Reviewed on: 16th January 2026

Excellent Service

5
Poor credit but working. Zopa met my needs when I needed them. Reviewed on: 16th January 2026

So simple.

5
Getting the loan I required was very easy to get. No problems and took less than 5 minutes to get approved. Reviewed on: 16th January 2026

Loan Experience

5
Quick and easy to get my loan, the person I spoke to was very knowledgable and friendly. The money was paid into my account in very quickly once I had been confirmed as acceptable for the loan. Reviewed on: 16th January 2026

Easy, fast process great comms

5
Easy, fast process that gave peace of mind. Easy to track progress of loan and great communication Reviewed on: 16th January 2026

Best Experience with Zopa

5
Looked around for a personal loan was given best experience from Zopa easy to use App and great service. Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
    View all products