Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,055 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68055)

Pleasure to deal with

5
Great communication, easy explanation of terms and conditions, quick and easy Reviewed on: 16th January 2026

Organised within a few moments.

5
Organised within a few moments. Very fast and easy. Money in bank instantly. Would use again. Reviewed on: 16th January 2026

They were just want I needed at the time

5
They were just want I needed at the time Reviewed on: 16th January 2026

Thank you Zopa!

5
Thank you Zopa! I am a customer for the last 4 years and i can tell that Zopa values me as a customer. I have experienced a great service as Zopa helped me to source money at a short notice and keeping me posted of my credit rating. Reviewed on: 16th January 2026

Quick and efficient applications.

5
Quick and efficient applications. Easy to track how much you owe. Reviewed on: 16th January 2026

Positive experience

5
Make things easy to understand and control. Easy app and can manage you finances well. Reviewed on: 16th January 2026

Excellent service

5
Was a bit tight for money applied to zonal and got my loan without any quibble have reapplied for another loan and was granted very quick at making decision Reviewed on: 16th January 2026

Easy transactions excellent service

5
Easy transactions excellent service Reviewed on: 16th January 2026

Great and super quick approval.

5
Great and super quick approval. No issues at all Reviewed on: 16th January 2026

Good Loan

5
Good service & very easy to apply Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
    View all products