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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great way to borrow money

Very professional and an instant response for borrowing money Reviewed on: 6th March 2026

Zopa have always been an excellent company to deal w...

Zopa have always been an excellent company to deal with . They have a no nonsense web site that is easy to navigate. They are honest about your likely chance of being approved. Excellent service . Reviewed on: 6th March 2026

Best about

Quick and fast service will definitely use again Reviewed on: 6th March 2026

Excellent all round experience.

Excellent all round experience.only quibble was verification process could have more time to enter details as an older applicant I timed out but that is more an issue with me rather than Zopa Reviewed on: 6th March 2026

Responsive, great customer service and care, to ensu...

Responsive, great customer service and care, to ensure I wouldn't be overstretched with my new loan. I was reassured by my advisor Reviewed on: 6th March 2026

Simply but efficient process and checks.

Simply but efficient process and checks. Good communication and information throughout the application process. Reviewed on: 6th March 2026

Easy application, fast friendly service with good ra...

Easy application, fast friendly service with good rates and affordable monthly payments. Reviewed on: 6th March 2026

very easy to apply and you get a quick response I re...

very easy to apply and you get a quick response I recommend Reviewed on: 6th March 2026

The application process was simple, fast and efficient.

The application process was simple, fast and efficient. Reviewed on: 6th March 2026

Great value

Very easy to complete quick and easy process Reviewed on: 6th March 2026

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