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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

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4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68055)

Fast and Friendly

Was a fast friendly and efficient service. Reviewed on: 16th January 2026

Efficient

Efficient and.quick to get a verdict of a loan. Rates are good and affordable. Reviewed on: 16th January 2026

Zopa a great credit card

Found Zopa easy to use and value for money. The app is excellent and I can check my balance in seconds. Reviewed on: 16th January 2026

Great from start to finish.

Great from start to finish. No issues, no fuss. Very happy with the service I received. Reviewed on: 16th January 2026

Excellent service

Excellent service, use Zopa for years and never had an issues and very good rates Reviewed on: 16th January 2026

Courteous and well informed staff.

Courteous and well informed staff. Reviewed on: 16th January 2026

money in my account in minutes

Very straight forward questions and overall Mega quick transaction, money was in my account in minutes . The app was very easy to install and even easier to navigate around xx Reviewed on: 16th January 2026

Easy no problams wish i had found you inthe past...

Easy no problams wish i had found you inthe past Reviewed on: 16th January 2026

Very straight forward process and application, rathe...

Very straight forward process and application, rather than taking forever and answering irrelevant questions, which have no bearing on the process at all. Zopa’s processes and application appeals to the wider public with a variation of abilities to ensure no group in society misses out on services being offered to help daily life. Reviewed on: 16th January 2026

Zopa were easy to use and transparent.

Zopa were easy to use and transparent. The app makes it easy to track your loan and your payments. Reviewed on: 16th January 2026

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