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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

It was really easy from start to finish

It was really easy from start to finish Reviewed on: 6th March 2026

I was very impressed by the speed of the application...

I was very impressed by the speed of the application and wire transfer...top class. I would say it was the best experience i have had in a loan or credit application as it was simple, easy to understand and as ive said extremeley fast. Well Done! Reviewed on: 6th March 2026

A great trustworthy loan provider

Very straightforward and a pleasure to deal with. The Zopa app is one of the best with all the information you need and simple to navigate. Reviewed on: 6th March 2026

Highly recommend !!!

Amazing experience was easier to get a loan with You than my own bank where I have very high credit score. Reviewed on: 6th March 2026

Proactive and informative.

Proactive and informative. Kept up to date and app easy to use with all detail’s needed Reviewed on: 6th March 2026

Really easy to sort simple steps and helpfull people

Really easy to sort simple steps and helpfull people Reviewed on: 6th March 2026

Easy to deal with, simple help with your finances

Easy to deal with, simple help with your finances Reviewed on: 6th March 2026

Quick easy process.

Quick easy process. Good rates. Easy to set up, so far so good. Reviewed on: 6th March 2026

Neededfor loan was taken step to s...

From the time I applied for loan was taken step to step on my requirement money in my account without 20 minutes after all completed Reviewed on: 6th March 2026

Very clear and easy process.

Very clear and easy process. Easy to apply and great rates Reviewed on: 6th March 2026

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