Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68055 reviews)

View other Zopa products

4.94

Based on 68,055 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68055)

Easy and convenient quick and with no problems

Easy and convenient quick and with no problems Reviewed on: 16th January 2026

Great Service

One of the easiest, hassle free smoothest processes I’ve ever been through. Reviewed on: 16th January 2026

Zopa Loans

Very easy to do an application. Didn’t have to wait long to get a positive outcome. The money went into my account the same day. Very happy with my experience Reviewed on: 16th January 2026

Such an easy and reassuring process with great rates...

Such an easy and reassuring process with great rates available for existing customers. I wouldn’t go anywhere else for a loan! Reviewed on: 16th January 2026

Very easy to apply for a loan..

Very easy to apply for a loan and money was quickly available. Reviewed on: 16th January 2026

So simple to deal with.

So simple to deal with, knowledgeable people on the phone and emails promptly sent. I have never come across a simpler way to borrow money. Reviewed on: 16th January 2026

Easy to use and understand, efficient and friendly

Easy to use and understand, efficient and friendly Reviewed on: 16th January 2026

Applying for a loan was quick and I received the mon...

Applying for a loan was quick and I received the money immediately. It is also simple to make payments. Reviewed on: 16th January 2026

Excellent service.

Excellent service. App easy to navigate Reviewed on: 16th January 2026

My view of zopa

It was excellent the only thing is the amount of interest that you pay back Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer2Peer Lending (discontinued)
from Fund Ourselves (inactive company) 4.81 from 351 reviews
Homeowner Loan (discontinued)
from Firstplus (inactive company) 0.00 from 0 reviews
Loans
from Bedford Credit Union 5.00 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub